Guía definitiva de siniestros: todo lo que debes saber

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Guía definitiva de siniestros

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Asociamos siniestro a accidente, pero en realidad siniestro es la manifestación del riesgo asegurado en la póliza. Esto quiere decir que dentro del seguro de moto puedes tener un accidente, pero también te pueden robar la moto, incendiarse o cualquier otro daño que figure en tu póliza y seguiría considerándose siniestro.

Contrata el mejor seguro de moto posible adaptado a tus necesidades. Puedes ser un fantástico conductor que nunca ha tenido ningún siniestro, pero quien conduce y tiene un vehículo se expone a tener accidentes, sufrir un robo etc. Con nosotros puedes elegir entre Seguros a Todo Riesgo, Seguros con Robo, Incendio y Lunas o Seguros a Terceros

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  1. El siniestro
  2. El parte amistoso de accidente
  3. Rellenando el parte amistoso
  4. Después del accidente
  5. ¿Cómo se calcula la indemnización por un siniestro de moto?
  6. Últimos consejos
  7. con inXur nunca te pasaría

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¡Nos preocupamos por los pilotos!

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El siniestro

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Si tienes un siniestro lo primero es estar tranquilo. Te contamos todo lo que tienes que hacer.  

Comunica el siniestro a tu aseguradora en el plazo de 7 días desde que supiste que había ocurrido. Si lo haces fuera de tiempo, tu compañía podría reclamarte los daños y perjuicios que pudieran producirse por ese retraso. En tu declaración debes informarles sobre todo lo que sepas: causas, circunstancias y consecuencias del siniestro.

[/fusion_text][fusion_checklist hide_on_mobile=»small-visibility,medium-visibility,large-visibility» icon=»fa-circle fas»][fusion_li_item icon=»fa-check fas»]Comprobar que todos estéis bien. Es lo primero que debéis hacer. Si es así, podréis empezar a rellenar el parte de accidente.[/fusion_li_item][fusion_li_item icon=»fa-check fas»]

Llamar a la policía y/o los servicios médicos.  Si hay lesionados o no os ponéis de acuerdo, llama a la policía o la guardia civil para que hagan un atestado. Si hay heridos también hay que llamar a los servicios médicos. Si no hay lesionados y estáis de acuerdo, no hace falta llamar y podéis rellenar juntos el parte amistoso.

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Rellenar el parte amistoso de accidente. Ponte el chaleco reflectante, señaliza el lugar del siniestro y apártate a una zona segura donde puedas rellenar el parte con letra clara y preferiblemente en mayúsculas, que se entiende mejor. SIEMPRE debes llevar encima la hoja de declaración amistosa de accidente para poder rellenarla si tienes un accidente. El parte tiene dos hojas (una es calco de la primera), cada uno de los conductores debéis quedaros con una copia.

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Haz fotos del accidente. Podrán serte muy útiles.

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Llama a la grúa. Si tu moto necesita grúa, llama al servicio de asistencia de tu aseguradora si lo tienes contratado para que te la puedan enviar cuanto antes.

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Cuando necesitas una grúa, y más en caso de accidente, necesitas tener la solución en tu mano. No te la juegues y contrata tu seguro con asistencia en viaje

En inXur te ofrecemos seguros con asistencia en viaje incluido y también seguros sólo de asistencia por si el tuyo no lo incluye.

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No te dejes llevar por el estrés del momento ni por las presiones. No hay prisa, tómate tu tiempo en rellenar bien el parte y nunca lo firmes si no estás de acuerdo. Puedes llamar a un agente si no os ponéis de acuerdo. 

Lo recomendable es rellenar el parte justo después del accidente, pero si no puede hacerse por los nervios, puedes quedar con el otro conductor para hacerlo más tarde. Tienes 7 días para comunicárselo a tu aseguradora. 

[/fusion_text][/fusion_builder_column][/fusion_builder_row][/fusion_builder_container][fusion_builder_container admin_label=»faqs» hundred_percent=»yes» hundred_percent_height=»no» hundred_percent_height_scroll=»no» hundred_percent_height_center_content=»yes» equal_height_columns=»no» hide_on_mobile=»no» status=»published» border_style=»solid» padding_top=»0%» padding_right=»10%» padding_bottom=»0%» padding_left=»10%» gradient_start_position=»0″ gradient_end_position=»100″ gradient_type=»linear» radial_direction=»center center» linear_angle=»180″ background_position=»center center» background_repeat=»no-repeat» fade=»no» background_parallax=»up» enable_mobile=»no» parallax_speed=»0.4″ background_blend_mode=»overlay» video_aspect_ratio=»16:9″ video_loop=»yes» video_mute=»yes» filter_hue=»0″ filter_saturation=»100″ filter_brightness=»100″ filter_contrast=»100″ filter_invert=»0″ filter_sepia=»0″ filter_opacity=»100″ filter_blur=»0″ filter_hue_hover=»0″ filter_saturation_hover=»100″ filter_brightness_hover=»100″ filter_contrast_hover=»100″ filter_invert_hover=»0″ filter_sepia_hover=»0″ filter_opacity_hover=»100″ filter_blur_hover=»0″ admin_toggled=»no» type=»legacy» align_content=»center» border_sizes_top=»0px» border_sizes_bottom=»0px» border_sizes_left=»0px» border_sizes_right=»0px» menu_anchor=»con2″][fusion_builder_row][fusion_builder_column type=»1_1″ type=»1_1″ layout=»1_3″ last=»true» spacing=»» center_content=»yes» hide_on_mobile=»small-visibility,medium-visibility,large-visibility» background_color=»» background_image=»» background_repeat=»no-repeat» background_position=»left top» hover_type=»none» link=»» border_position=»all» border_color=»» border_style=»solid» padding_top=»20px» padding_right=»20px» padding_bottom=»52px» padding_left=»20px» margin_top=»60px» margin_bottom=»42px» animation_type=»» animation_direction=»right» animation_speed=»0.2″ animation_offset=»» class=»» id=»» min_height=»» first=»true» border_radius_top_left=»0″ border_radius_top_right=»0″ border_radius_bottom_right=»0″ border_radius_bottom_left=»0″ box_shadow=»no» box_shadow_vertical=»1″ box_shadow_color=»#e8e8e8″ box_shadow_blur=»66″ box_shadow_spread=»-5″ box_shadow_horizontal=»1″ align_content=»center» border_sizes_top=»0″ border_sizes_bottom=»0″ border_sizes_left=»0″ border_sizes_right=»0″][fusion_title title_type=»text» rotation_effect=»bounceIn» display_time=»1200″ highlight_effect=»circle» loop_animation=»off» highlight_width=»9″ highlight_top_margin=»0″ before_text=»» rotation_text=»» highlight_text=»» after_text=»» content_align=»center» size=»2″ font_size=»» animated_font_size=»» line_height=»» letter_spacing=»» text_color=»» animated_text_color=»» highlight_color=»» style_type=»default» sep_color=»» animation_type=»» animation_direction=»left» animation_speed=»0.3″ animation_offset=»» hide_on_mobile=»small-visibility,medium-visibility,large-visibility» class=»» id=»» fusion_font_variant_title_font=»» margin_top=»0″ margin_bottom=»0″ margin_top_mobile=»0″ margin_bottom_mobile=»0″ margin_top_small=»0″ margin_bottom_small=»0″]

El parte amistoso de accidente

[/fusion_title][fusion_text columns=»» column_min_width=»» column_spacing=»» rule_style=»default» rule_size=»» rule_color=»» font_size=»» line_height=»» letter_spacing=»» text_color=»» content_alignment_medium=»» content_alignment_small=»» content_alignment=»» animation_type=»» animation_direction=»left» animation_speed=»0.3″ animation_offset=»» hide_on_mobile=»small-visibility,medium-visibility,large-visibility» sticky_display=»normal,sticky» class=»» id=»» fusion_font_variant_text_font=»» margin_bottom=»-40″]

Si tienes un accidente, el parte amistoso será tu principal baza para solucionar rápidamente el trámite con tu aseguradora, hará que todo vaya más rápido.

Cuando tienes un accidente de moto, lo primero es comprobar que estás bien y que la otra parte también lo está.

Después, podréis firmar la declaración amistosa de accidente. Es un documento aceptado por la mayoría de las compañías de seguros dentro del convenio de tramitación CIDE. Te servirá para informar al seguro, todo el proceso de reclamación será más rápido y se admite en toda Europa.

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  • Envía el parte a tu aseguradora antes de 7 dias desde que ocurre el siniestro
  • ¡¡Te recomendamos enviarlo lo antes posible!! A veces el «culpable» del siniestro es el último que envía el parte.
  • Recuerda que debe estar firmado por ambas partes.

[/fusion_text][/fusion_builder_column][fusion_builder_column type=»1_2″ type=»1_2″ layout=»1_2″ align_self=»auto» content_layout=»column» align_content=»flex-start» valign_content=»flex-start» content_wrap=»wrap» spacing=»» center_content=»no» link=»» target=»_self» min_height=»» hide_on_mobile=»small-visibility,medium-visibility,large-visibility» sticky_display=»normal,sticky» class=»» id=»» type_medium=»» type_small=»» order_medium=»0″ order_small=»0″ dimension_spacing_medium=»» dimension_spacing_small=»» dimension_spacing=»» dimension_margin_medium=»» dimension_margin_small=»» margin_top=»» margin_bottom=»» padding_medium=»» padding_small=»» padding_top=»» padding_right=»» padding_bottom=»» padding_left=»» hover_type=»none» border_sizes=»» border_color=»» border_style=»solid» border_radius=»» box_shadow=»no» dimension_box_shadow=»» box_shadow_blur=»0″ box_shadow_spread=»0″ box_shadow_color=»» box_shadow_style=»» background_type=»single» gradient_start_color=»» gradient_end_color=»» gradient_start_position=»0″ gradient_end_position=»100″ gradient_type=»linear» radial_direction=»center center» linear_angle=»180″ background_color=»» background_image=»» background_image_id=»» background_position=»left top» background_repeat=»no-repeat» background_blend_mode=»none» render_logics=»» filter_type=»regular» filter_hue=»0″ filter_saturation=»100″ filter_brightness=»100″ filter_contrast=»100″ filter_invert=»0″ filter_sepia=»0″ filter_opacity=»100″ filter_blur=»0″ filter_hue_hover=»0″ filter_saturation_hover=»100″ filter_brightness_hover=»100″ filter_contrast_hover=»100″ filter_invert_hover=»0″ filter_sepia_hover=»0″ filter_opacity_hover=»100″ filter_blur_hover=»0″ animation_type=»» animation_direction=»left» animation_speed=»0.3″ animation_offset=»» last=»false» border_position=»all» first=»true» spacing_right=»»][fusion_text columns=»» column_min_width=»» column_spacing=»» rule_style=»default» rule_size=»» rule_color=»» font_size=»» line_height=»» letter_spacing=»» text_color=»» content_alignment_medium=»» content_alignment_small=»» content_alignment=»» animation_type=»» animation_direction=»left» animation_speed=»0.3″ animation_offset=»» hide_on_mobile=»small-visibility,medium-visibility,large-visibility» sticky_display=»normal,sticky» class=»» id=»»]

Sin embargo, no siempre se puede utilizar la declaración amistosa de accidente.

[/fusion_text][fusion_accordion boxed_mode=»yes» border_size=»1″ icon_size=»40″ icon_color=»#eb1e25″ icon_box_color=»#ffffff» icon_alignment=»right» hide_on_mobile=»small-visibility,medium-visibility,large-visibility» toggle_hover_accent_color=»#cacaca»][fusion_toggle title=»Cuando hay lesionados.» open=»no» class=»» id=»»]

Cuando hay daños personales, es decir, heridos, será necesario llamar a la policía o a la guardia civil, que levantará atestado. También habrá que llamar a los servicios médicos.

[/fusion_toggle][fusion_toggle title=»Cuando no hay acuerdo entre las partes.» open=»no» class=»» id=»»]

Si las partes implicadas no se ponen de acuerdo sobre quién tiene la culpa, lo mejor es avisar a la policía o a la guardia civil y que hagan atestado y busquen testigos.

[/fusion_toggle][fusion_toggle title=»Cuando hay más de dos vehículos involucrados.» open=»no» class=»» id=»»]

El parte está diseñado para dos vehículos, si hay más habrá que llamar a la policía o guardia civil para que hagan un atestado.

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Rellenando el parte amistoso de accidente

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En el parte amistoso debes incluir, al menos, la siguiente información: 

[/fusion_text][fusion_checklist hide_on_mobile=»small-visibility,medium-visibility,large-visibility»][fusion_li_item icon=»fa-check fas»]Fecha del accidente[/fusion_li_item][fusion_li_item icon=»fa-check fas»]Lugar[/fusion_li_item][fusion_li_item icon=»fa-check fas»]

Matrícula de los vehículos implicados

[/fusion_li_item][fusion_li_item icon=»fa-check fas»]Circunstancias del accidente. Utiliza las casillas situadas en la parte central, en las que explican las posibles causas del golpe en cada caso. [/fusion_li_item][fusion_li_item icon=»fa-check fas»]Croquis del accidente[/fusion_li_item][fusion_li_item icon=»fa-check fas»]

Firma de ambos conductores

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Cuantos más datos facilites, más rápida será la tramitación del siniestro.

[/fusion_text][fusion_checklist hide_on_mobile=»small-visibility,medium-visibility,large-visibility»][fusion_li_item icon=»fa-check fas»]

Datos básicos del accidente. Aparecen la parte de arriba del parte de accidente: lugar, fecha y hora, si hay o no heridos (si los hay la aseguradora no utilizará el parte sino el atestado), si hay o no daños materiales y los datos de contacto de los testigos si los hay.

[/fusion_li_item][fusion_li_item icon=»fa-check fas»]

Datos de los vehículos afectados. Aparecen a ambos lados del documento y la información que piden la puedes encontrar en los papeles de la moto y la documentación de tu póliza. Hay que indicar además los datos de los conductores.

[/fusion_li_item][fusion_li_item icon=»fa-check fas»]

Dibujos. Deberás dibujar o señalar el lugar en el que recibió el impacto tu moto y los daños que puedes ver. No te preocupes, no se espera que seas un mecánico capaz de descubrir daños en el motor, basta con que indiques los desperfectos que ves. Incluye a mano los daños en objetos si los has tenido (casco, equipamiento, reloj etc.).

[/fusion_li_item][fusion_li_item icon=»fa-check fas»]

Circunstancias. Aparecen en el apartado 12, que es fundamental ya que con él se decide quién es el culpable del accidente. Se compone de varios apartados y debes señalar todas las circunstancias que se cumplan en el accidente. Aquí tienes la tabla que utilizan las compañías para interpretar las cruces.

[/fusion_li_item][fusion_li_item icon=»fa-check fas»]Croquis del accidente. Haz un croquis identificando al vehículo A y B. Puedes dibujar dos rectángulos y escribir encima las letras A y B y que se vea claramente por dónde circulaba.[/fusion_li_item][/fusion_checklist][/fusion_builder_column][fusion_builder_column type=»1_1″ type=»1_1″ layout=»1_1″ align_self=»auto» content_layout=»column» align_content=»flex-start» valign_content=»flex-start» content_wrap=»wrap» spacing=»» center_content=»no» link=»» target=»_self» min_height=»» hide_on_mobile=»small-visibility,medium-visibility,large-visibility» sticky_display=»normal,sticky» class=»» id=»» order_medium=»0″ order_small=»0″ hover_type=»none» border_color=»» border_style=»solid» box_shadow=»no» box_shadow_blur=»0″ box_shadow_spread=»0″ box_shadow_color=»» box_shadow_style=»» background_type=»single» gradient_start_position=»0″ gradient_end_position=»100″ gradient_type=»linear» radial_direction=»center center» linear_angle=»180″ background_color=»» background_image=»» background_image_id=»» background_position=»left top» background_repeat=»no-repeat» background_blend_mode=»none» filter_type=»regular» filter_hue=»0″ filter_saturation=»100″ filter_brightness=»100″ filter_contrast=»100″ filter_invert=»0″ filter_sepia=»0″ filter_opacity=»100″ filter_blur=»0″ filter_hue_hover=»0″ filter_saturation_hover=»100″ filter_brightness_hover=»100″ filter_contrast_hover=»100″ filter_invert_hover=»0″ filter_sepia_hover=»0″ filter_opacity_hover=»100″ filter_blur_hover=»0″ animation_type=»» animation_direction=»left» animation_speed=»0.3″ animation_offset=»» first=»true» last=»true» border_position=»all»][fusion_text columns=»» column_min_width=»» column_spacing=»» rule_style=»default» rule_size=»» rule_color=»» font_size=»» line_height=»» letter_spacing=»» text_color=»» content_alignment_medium=»» content_alignment_small=»» content_alignment=»» animation_type=»» animation_direction=»left» animation_speed=»0.3″ animation_offset=»» hide_on_mobile=»small-visibility,medium-visibility,large-visibility» sticky_display=»normal,sticky» class=»» id=»»][/fusion_text][/fusion_builder_column][fusion_builder_column type=»1_1″ type=»1_1″ layout=»1_1″ align_self=»auto» content_layout=»column» align_content=»flex-start» valign_content=»flex-start» content_wrap=»wrap» spacing=»» center_content=»no» link=»» target=»_self» min_height=»» hide_on_mobile=»small-visibility,medium-visibility,large-visibility» sticky_display=»normal,sticky» class=»» id=»» order_medium=»0″ order_small=»0″ hover_type=»none» border_color=»» border_style=»solid» box_shadow=»no» box_shadow_blur=»27″ box_shadow_spread=»0″ box_shadow_color=»» box_shadow_style=»» background_type=»single» gradient_start_position=»0″ gradient_end_position=»100″ gradient_type=»linear» radial_direction=»center center» linear_angle=»180″ background_color=»#02d6e5″ background_image=»» background_image_id=»» background_position=»left top» background_repeat=»no-repeat» background_blend_mode=»none» filter_type=»regular» filter_hue=»0″ filter_saturation=»100″ filter_brightness=»100″ filter_contrast=»100″ filter_invert=»0″ filter_sepia=»0″ filter_opacity=»100″ filter_blur=»0″ filter_hue_hover=»0″ filter_saturation_hover=»100″ filter_brightness_hover=»100″ filter_contrast_hover=»100″ filter_invert_hover=»0″ filter_sepia_hover=»0″ filter_opacity_hover=»100″ filter_blur_hover=»0″ animation_type=»» animation_direction=»left» animation_speed=»0.3″ animation_offset=»» first=»true» last=»true» border_position=»all» element_content=»»][fusion_fontawesome icon=»fa-flag fas» size=»» flip=»» rotate=»» spin=»no» link=»» linktarget=»_self» iconcolor=»» iconcolor_hover=»» circle=»» bg_size=»-1″ circlecolor=»» circlecolor_hover=»» circlebordersize=»» circlebordercolor=»» circlebordercolor_hover=»» icon_hover_type=»» alignment=»center» hide_on_mobile=»small-visibility,medium-visibility,large-visibility» sticky_display=»normal,sticky» class=»» id=»» animation_type=»» animation_direction=»left» animation_speed=»0.3″ animation_offset=»» margin_left=»» /][fusion_title title_type=»text» rotation_effect=»bounceIn» display_time=»1200″ highlight_effect=»circle» loop_animation=»off» highlight_width=»9″ highlight_top_margin=»0″ before_text=»» rotation_text=»» highlight_text=»» after_text=»» title_link=»off» link_url=»» link_target=»_self» content_align_medium=»» content_align_small=»» content_align=»center» size=»1″ font_size=»» animated_font_size=»» line_height=»» letter_spacing=»» text_shadow=»no» text_shadow_blur=»0″ text_shadow_color=»» dimensions_medium=»» dimensions_small=»» text_color=»» animated_text_color=»» gradient_font=»no» gradient_start_color=»» gradient_end_color=»» gradient_start_position=»0″ gradient_end_position=»100″ gradient_type=»linear» radial_direction=»center center» linear_angle=»180″ highlight_color=»» style_type=»default» sep_color=»» link_color=»» link_hover_color=»» animation_type=»» animation_direction=»left» animation_speed=»0.3″ animation_offset=»» hide_on_mobile=»small-visibility,medium-visibility,large-visibility» sticky_display=»normal,sticky» class=»» id=»» fusion_font_variant_title_font=»»]

Consejo

[/fusion_title][fusion_text columns=»» column_min_width=»» column_spacing=»» rule_style=»default» rule_size=»» rule_color=»» font_size=»» line_height=»» letter_spacing=»» text_color=»» content_alignment_medium=»» content_alignment_small=»» content_alignment=»» animation_type=»» animation_direction=»left» animation_speed=»0.3″ animation_offset=»» hide_on_mobile=»small-visibility,medium-visibility,large-visibility» sticky_display=»normal,sticky» class=»» id=»» fusion_font_variant_text_font=»»]

Rellena todo el parte con mayúsculas, es más fácil de leer y de entender, y ¡no tardes en enviárselo a la aseguradora!

Recuerda que el convenio CICOS sólo se aplica si las dos aseguradoras de los dos vehículos del accidente forman parte del convenio y el parte está bien rellenado. Si no es así, las compañías seguirán sus trámites sin la ventaja de la declaración de accidente.

Si después de enviar la declaración amistosa de accidente quieres presentar una denuncia ante la policía, tienes 6 meses para hacerlo.

[/fusion_text][/fusion_builder_column][/fusion_builder_row][/fusion_builder_container][fusion_builder_container admin_label=»faqs» hundred_percent=»yes» hundred_percent_height=»no» hundred_percent_height_scroll=»no» hundred_percent_height_center_content=»yes» equal_height_columns=»no» hide_on_mobile=»no» status=»published» border_style=»solid» padding_top=»0%» padding_right=»10%» padding_bottom=»0%» padding_left=»10%» gradient_start_position=»0″ gradient_end_position=»100″ gradient_type=»linear» radial_direction=»center center» linear_angle=»180″ background_position=»center center» background_repeat=»no-repeat» fade=»no» background_parallax=»up» enable_mobile=»no» parallax_speed=»0.4″ background_blend_mode=»overlay» video_aspect_ratio=»16:9″ video_loop=»yes» video_mute=»yes» filter_hue=»0″ filter_saturation=»100″ filter_brightness=»100″ filter_contrast=»100″ filter_invert=»0″ filter_sepia=»0″ filter_opacity=»100″ filter_blur=»0″ filter_hue_hover=»0″ filter_saturation_hover=»100″ filter_brightness_hover=»100″ filter_contrast_hover=»100″ filter_invert_hover=»0″ filter_sepia_hover=»0″ filter_opacity_hover=»100″ filter_blur_hover=»0″ admin_toggled=»no» type=»legacy» align_content=»center» border_sizes_top=»0px» border_sizes_bottom=»0px» border_sizes_left=»0px» border_sizes_right=»0px» menu_anchor=»con4″][fusion_builder_row][fusion_builder_column type=»1_1″ type=»1_1″ layout=»1_3″ last=»true» spacing=»» center_content=»yes» hide_on_mobile=»small-visibility,medium-visibility,large-visibility» background_color=»» background_image=»» background_repeat=»no-repeat» background_position=»left top» hover_type=»none» link=»» border_position=»all» border_color=»» border_style=»solid» padding_top=»20px» padding_right=»20px» padding_bottom=»52px» padding_left=»20px» margin_top=»60px» margin_bottom=»42px» animation_type=»» animation_direction=»right» animation_speed=»0.2″ animation_offset=»» class=»» id=»» min_height=»» first=»true» border_radius_top_left=»0″ border_radius_top_right=»0″ border_radius_bottom_right=»0″ border_radius_bottom_left=»0″ box_shadow=»no» box_shadow_vertical=»1″ box_shadow_color=»#e8e8e8″ box_shadow_blur=»66″ box_shadow_spread=»-5″ box_shadow_horizontal=»1″ align_content=»center» border_sizes_top=»0″ border_sizes_bottom=»0″ border_sizes_left=»0″ border_sizes_right=»0″][fusion_title title_type=»text» rotation_effect=»bounceIn» display_time=»1200″ highlight_effect=»circle» loop_animation=»off» highlight_width=»9″ highlight_top_margin=»0″ before_text=»» rotation_text=»» highlight_text=»» after_text=»» content_align=»center» size=»2″ font_size=»» animated_font_size=»» line_height=»» letter_spacing=»» text_color=»» animated_text_color=»» highlight_color=»» style_type=»default» sep_color=»» animation_type=»» animation_direction=»left» animation_speed=»0.3″ animation_offset=»» hide_on_mobile=»small-visibility,medium-visibility,large-visibility» class=»» id=»» fusion_font_variant_title_font=»» margin_top=»-40″ margin_bottom=»0″ margin_top_mobile=»0″ margin_bottom_mobile=»0″ margin_top_small=»0″ margin_bottom_small=»0″]

Después del accidente

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Cuando envíes el parte a tu aseguradora, ésta lo comunicará al sistema CICOS si eres inocente; si eres culpable, esperará a la reclamación de la compañía contraria. La compañía culpable debe aceptar el parte en 72 horas. Tras aceptar la culpabilidad, cada compañía se encarga de cubrir los daños de su asegurado. La traducción práctica es que en un plazo de entre 3 y 7 días podrás tener la moto reparada. Sin el parte, el plazo puede alargarse hasta 25 días. Eso sí, siempre que no seas culpable, si fuese así tu compañía sólo reparará tu moto si tu seguro incluye daños propios, es decir, si tienes contratado un Seguro a Todo Riesgo.

[/fusion_text][fusion_accordion boxed_mode=»yes» border_size=»1″ icon_size=»40″ icon_color=»#eb1e25″ icon_box_color=»#ffffff» icon_alignment=»right» hide_on_mobile=»small-visibility,medium-visibility,large-visibility» toggle_hover_accent_color=»#cacaca»][fusion_toggle title=»No tardes en enviar el parte a tu compañía» open=»no» class=»» id=»»]

 Muchas compañías permiten dar el parte por teléfono, aunque luego tengas que enviarles la documentación. Incluye el teléfono de tu aseguradora en los contactos en tu móvil. Tienes 7 días para comunicar el parte a tu aseguradora.

[/fusion_toggle][fusion_toggle title=»No aceptes la decisión de la compañía contraria si no estás de acuerdo» open=»no» class=»» id=»»] Si sólo ha habido daños materiales, las aseguradoras se encargarán de todo. Si hay daños personales, suele decidirse en un tribunal. Si tienes contratada la cobertura de Defensa Jurídica y Reclamación, la compañía se hace cargo de los gastos del abogado para reclamar tus intereses o defenderte en un juicio. No te la juegues e inclúyela para evitar problemas. [/fusion_toggle][fusion_toggle title=»Regla de oro» open=»no» class=»» id=»»]

En un golpe entre dos vehículos, normalmente el que choca es el que tiene la culpa. Incluso en los golpes por alcance, si el coche de delante frena y tú le das con la moto, serás el culpable, ya que no habrás respetado la distancia mínima de seguridad ni la velocidad necesaria para evitar el golpe.

[/fusion_toggle][fusion_toggle title=»Guarda el ticket de compra.» open=»no» class=»» id=»»]

Conserva el ticket de tu chaqueta, casco, reloj, gafas… es difícil obtener una buena valoración por tu equipo sin un justificante. Generalmente, si no hay ticket, no te reontegran su importe ante los daños sufrido. Recuerda incluir en el parte de siniestro todos los objetos dañados (reloj, móvil, ropa…).

[/fusion_toggle][/fusion_accordion][/fusion_builder_column][fusion_builder_column type=»1_1″ type=»1_1″ layout=»1_1″ align_self=»auto» content_layout=»column» align_content=»flex-start» valign_content=»flex-start» content_wrap=»wrap» spacing=»» center_content=»no» link=»» target=»_self» min_height=»» hide_on_mobile=»small-visibility,medium-visibility,large-visibility» sticky_display=»normal,sticky» class=»» id=»» order_medium=»0″ order_small=»0″ hover_type=»none» border_color=»» border_style=»solid» box_shadow=»no» box_shadow_blur=»0″ box_shadow_spread=»0″ box_shadow_color=»» box_shadow_style=»» background_type=»single» gradient_start_position=»0″ gradient_end_position=»100″ gradient_type=»linear» radial_direction=»center center» linear_angle=»180″ background_color=»» background_image=»» background_image_id=»» background_position=»left top» background_repeat=»no-repeat» background_blend_mode=»none» filter_type=»regular» filter_hue=»0″ filter_saturation=»100″ filter_brightness=»100″ filter_contrast=»100″ filter_invert=»0″ filter_sepia=»0″ filter_opacity=»100″ filter_blur=»0″ filter_hue_hover=»0″ filter_saturation_hover=»100″ filter_brightness_hover=»100″ filter_contrast_hover=»100″ filter_invert_hover=»0″ filter_sepia_hover=»0″ filter_opacity_hover=»100″ filter_blur_hover=»0″ animation_type=»» animation_direction=»left» animation_speed=»0.3″ animation_offset=»» first=»true» last=»true» border_position=»all»][fusion_text columns=»» column_min_width=»» column_spacing=»» rule_style=»default» rule_size=»» rule_color=»» font_size=»» line_height=»» letter_spacing=»» text_color=»» content_alignment_medium=»» content_alignment_small=»» content_alignment=»» animation_type=»» animation_direction=»left» animation_speed=»0.3″ animation_offset=»» hide_on_mobile=»small-visibility,medium-visibility,large-visibility» sticky_display=»normal,sticky» class=»» id=»»]

Si has sido el culpable en el accidente, no te preocupes, para eso tienes seguro. Intenta ser colaborativo y educado con el contrario. Si tienes un seguro a Todo Riesgo, tu compañía se hará cargo de tus propios daños aunque haya sido tu culpa

[/fusion_text][/fusion_builder_column][/fusion_builder_row][/fusion_builder_container][fusion_builder_container admin_label=»seguro» type=»flex» hundred_percent=»no» hundred_percent_height=»no» hundred_percent_height_scroll=»no» align_content=»stretch» flex_align_items=»flex-start» flex_justify_content=»flex-start» hundred_percent_height_center_content=»yes» equal_height_columns=»no» container_tag=»div» hide_on_mobile=»no» status=»published» border_sizes_top=»0px» border_sizes_right=»0px» border_sizes_bottom=»0px» border_sizes_left=»0px» border_style=»solid» margin_top=»0px» padding_top=»0%» padding_right=»10%» padding_bottom=»%» padding_left=»10%» box_shadow=»no» box_shadow_blur=»0″ box_shadow_spread=»0″ gradient_start_position=»0″ gradient_end_position=»100″ gradient_type=»linear» radial_direction=»center center» linear_angle=»180″ background_position=»center center» background_repeat=»no-repeat» fade=»no» background_parallax=»up» enable_mobile=»no» parallax_speed=»0.4″ background_blend_mode=»overlay» video_aspect_ratio=»16:9″ video_loop=»yes» video_mute=»yes» absolute=»off» absolute_devices=»small,medium,large» sticky=»off» sticky_devices=»small-visibility,medium-visibility,large-visibility» sticky_transition_offset=»0″ scroll_offset=»0″ animation_direction=»left» animation_speed=»0.3″ filter_hue=»0″ filter_saturation=»100″ filter_brightness=»100″ filter_contrast=»100″ filter_invert=»0″ filter_sepia=»0″ filter_opacity=»100″ filter_blur=»0″ filter_hue_hover=»0″ filter_saturation_hover=»100″ filter_brightness_hover=»100″ filter_contrast_hover=»100″ filter_invert_hover=»0″ filter_sepia_hover=»0″ filter_opacity_hover=»100″ filter_blur_hover=»0″ margin_bottom=»0px» menu_anchor=»con5″ background_color=»rgba(16,48,131,0.16)»][fusion_builder_row][fusion_builder_column type=»1_1″ type=»1_1″ layout=»1_1″ align_self=»auto» content_layout=»column» align_content=»flex-start» valign_content=»flex-start» content_wrap=»wrap» spacing=»» center_content=»no» link=»» target=»_self» min_height=»» hide_on_mobile=»small-visibility,medium-visibility,large-visibility» sticky_display=»normal,sticky» class=»» id=»» type_medium=»» type_small=»» order_medium=»0″ order_small=»0″ dimension_spacing_medium=»» dimension_spacing_small=»» dimension_spacing=»» dimension_margin_medium=»» dimension_margin_small=»» margin_top=»» margin_bottom=»» padding_medium=»» padding_small=»» padding_top=»» padding_right=»» padding_bottom=»» padding_left=»» hover_type=»none» border_sizes=»» border_color=»» border_style=»solid» border_radius=»» box_shadow=»no» dimension_box_shadow=»» box_shadow_blur=»0″ box_shadow_spread=»0″ box_shadow_color=»» box_shadow_style=»» background_type=»single» gradient_start_color=»» gradient_end_color=»» gradient_start_position=»0″ gradient_end_position=»100″ gradient_type=»linear» radial_direction=»center center» linear_angle=»180″ background_color=»» background_image=»» background_image_id=»» background_position=»left top» background_repeat=»no-repeat» background_blend_mode=»none» render_logics=»» filter_type=»regular» filter_hue=»0″ filter_saturation=»100″ filter_brightness=»100″ filter_contrast=»100″ filter_invert=»0″ filter_sepia=»0″ filter_opacity=»100″ filter_blur=»0″ filter_hue_hover=»0″ filter_saturation_hover=»100″ filter_brightness_hover=»100″ filter_contrast_hover=»100″ filter_invert_hover=»0″ filter_sepia_hover=»0″ filter_opacity_hover=»100″ filter_blur_hover=»0″ animation_type=»» animation_direction=»left» animation_speed=»0.3″ animation_offset=»» last=»true» border_position=»all» first=»true»][fusion_title title_type=»text» rotation_effect=»bounceIn» display_time=»1200″ highlight_effect=»circle» loop_animation=»off» highlight_width=»9″ highlight_top_margin=»0″ before_text=»» rotation_text=»» highlight_text=»» after_text=»» hide_on_mobile=»small-visibility,medium-visibility,large-visibility» class=»» id=»» content_align=»left» size=»2″ font_size=»» animated_font_size=»» fusion_font_family_title_font=»» fusion_font_subset_title_font=»» fusion_font_variant_title_font=»» line_height=»» letter_spacing=»» margin_top=»40″ margin_bottom=»-60″ margin_top_mobile=»» margin_bottom_mobile=»20px» text_color=»» animated_text_color=»» highlight_color=»» style_type=»default» sep_color=»» animation_type=»» animation_direction=»left» animation_speed=»0.3″ animation_offset=»» margin_top_small=»» margin_bottom_small=»20px»]

¿Cómo se calcula la indemnización por un siniestro de moto?

[/fusion_title][fusion_separator style_type=»default» hide_on_mobile=»small-visibility,medium-visibility,large-visibility» class=»» id=»» sep_color=»» top_margin=»40px» bottom_margin=»» border_size=»0″ icon=»» icon_size=»1″ icon_circle=»no» icon_circle_color=»» width=»» alignment=»center» /][/fusion_builder_column][fusion_builder_column type=»1_3″ type=»1_3″ layout=»2_3″ last=»false» spacing=»» center_content=»no» hide_on_mobile=»no» background_color=»» background_image=»» background_repeat=»no-repeat» background_position=»left top» hover_type=»none» link=»» border_position=»all» border_color=»» border_style=»» padding_top=»10px» padding_right=»10px» padding_bottom=»10px» padding_left=»10px» margin_top=»» margin_bottom=»» animation_type=»» animation_direction=»» animation_speed=»0.1″ animation_offset=»» class=»box-colores» id=»» min_height=»» first=»true» box_shadow=»no» box_shadow_vertical=»1″ box_shadow_horizontal=»1″ box_shadow_blur=»48″ border_sizes_top=»0px» border_sizes_bottom=»0px» border_sizes_left=»0px» border_sizes_right=»0px» spacing_right=»» align_self=»center» align_content=»center»][fusion_text columns=»» column_min_width=»» column_spacing=»» rule_style=»default» rule_size=»» rule_color=»» font_size=»» line_height=»» letter_spacing=»» text_color=»» content_alignment_medium=»» content_alignment_small=»» content_alignment=»» animation_type=»» animation_direction=»left» animation_speed=»0.3″ animation_offset=»» hide_on_mobile=»small-visibility,medium-visibility,large-visibility» sticky_display=»normal,sticky» class=»» id=»» fusion_font_variant_text_font=»» margin_top=»-110″]

Los factores más importantes para el cálculo de la indemnización son: 

[/fusion_text][fusion_checklist hide_on_mobile=»small-visibility,medium-visibility,large-visibility»][fusion_li_item icon=»»]

Días de recuperación y tipo de incapacidad. 

[/fusion_li_item][fusion_li_item icon=»»]

Intervenciones quirúrgicas.

[/fusion_li_item][fusion_li_item icon=»»]Gastos de asistencia sanitaria y desplazamiento. [/fusion_li_item][fusion_li_item icon=»»]

Lesiones (físicas y psicológicas).

[/fusion_li_item][fusion_li_item icon=»»]

Lucro cesante (dinero que has dejado de percibir por tu trabajo durante el tiempo en que hayas estado lesionado).

[/fusion_li_item][/fusion_checklist][/fusion_builder_column][fusion_builder_column type=»2_3″ type=»2_3″ layout=»2_3″ align_self=»auto» content_layout=»column» align_content=»flex-start» valign_content=»flex-start» content_wrap=»wrap» spacing=»» center_content=»no» link=»» target=»_self» min_height=»» hide_on_mobile=»small-visibility,medium-visibility,large-visibility» sticky_display=»normal,sticky» class=»» id=»» type_medium=»» type_small=»» order_medium=»0″ order_small=»0″ dimension_spacing_medium=»» dimension_spacing_small=»» dimension_spacing=»» dimension_margin_medium=»» dimension_margin_small=»» margin_top=»» margin_bottom=»» padding_medium=»» padding_small=»» padding_top=»» padding_right=»» padding_bottom=»» padding_left=»» hover_type=»none» border_sizes=»» border_color=»» border_style=»solid» border_radius=»» box_shadow=»no» dimension_box_shadow=»» box_shadow_blur=»0″ box_shadow_spread=»0″ box_shadow_color=»» box_shadow_style=»» background_type=»single» gradient_start_color=»» gradient_end_color=»» gradient_start_position=»0″ gradient_end_position=»100″ gradient_type=»linear» radial_direction=»center center» linear_angle=»180″ background_color=»» background_image=»» background_image_id=»» background_position=»left top» background_repeat=»no-repeat» background_blend_mode=»none» render_logics=»» filter_type=»regular» filter_hue=»0″ filter_saturation=»100″ filter_brightness=»100″ filter_contrast=»100″ filter_invert=»0″ filter_sepia=»0″ filter_opacity=»100″ filter_blur=»0″ filter_hue_hover=»0″ filter_saturation_hover=»100″ filter_brightness_hover=»100″ filter_contrast_hover=»100″ filter_invert_hover=»0″ filter_sepia_hover=»0″ filter_opacity_hover=»100″ filter_blur_hover=»0″ animation_type=»» animation_direction=»left» animation_speed=»0.3″ animation_offset=»» last=»true» border_position=»all» first=»false»][fusion_text column_min_width=»» column_spacing=»» rule_style=»default» rule_color=»» font_size=»» line_height=»» letter_spacing=»» text_color=»» content_alignment_medium=»» content_alignment_small=»» content_alignment=»» animation_type=»» animation_direction=»left» animation_speed=»0.3″ animation_offset=»» hide_on_mobile=»small-visibility,medium-visibility,large-visibility» sticky_display=»normal,sticky» class=»» id=»»]

Los tipos de secuelas más habituales son:

[/fusion_text][fusion_checklist hide_on_mobile=»small-visibility,medium-visibility,large-visibility»][fusion_li_item icon=»»]Incapacidad permanente. Cualquier limitación, dolor o perjuicio derivado del accidente que persista del período de curación, que te incapacite de forma permanente. [/fusion_li_item][fusion_li_item icon=»»]

Incapacidad temporal. Lesiones que te afecten para realizar las actividades del día a día. El cálculo de la indemnización dependerá de la gravedad de la incapacidad a lo largo del tiempo: 

  • Días muy graves. En ellos no tienes autonomía para la casi totalidad de las actividades esenciales de la vida ordinaria. 
  • Días graves. Pierdes temporalmente laautonomía personal para tus actividades diarias. Esto ocurre cuando permaneces hospitalizado. 
  • Días moderados. Pierdes temporalmente la posibilidad de llevar a cabo una parte de las actividades específicas de desarrollo profesional.
  • Días básicos. Tienes molestias por el accidente y se extienden hasta el final del proceso de curación.

[/fusion_li_item][fusion_li_item icon=»»]Perjuicio estético. Marcas, cicatrices, abrasiones y demás daños que puedan suponer un perjuicio estético o una merma funcional. [/fusion_li_item][fusion_li_item icon=»»]

Secuelas físicas o funcionales. Dolores, prótesis y pérdida de funcionalidad.

[/fusion_li_item][fusion_li_item icon=»»]

Secuelas psicológicas. Sólo se suelen aplicar de oficio en los casos más graves o cuando reclamas la valoración realizada por la aseguradora.

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type=»2_3″ layout=»1_1″ align_self=»auto» content_layout=»column» align_content=»flex-start» valign_content=»flex-start» content_wrap=»wrap» spacing=»» center_content=»no» link=»» target=»_self» min_height=»» hide_on_mobile=»small-visibility,medium-visibility,large-visibility» sticky_display=»normal,sticky» class=»» id=»» type_medium=»» type_small=»» order_medium=»0″ order_small=»0″ dimension_spacing_medium=»» dimension_spacing_small=»» dimension_spacing=»» dimension_margin_medium=»» dimension_margin_small=»» margin_top=»» margin_bottom=»» padding_medium=»» padding_small=»» padding_top=»» padding_right=»» padding_bottom=»» padding_left=»» hover_type=»none» border_sizes=»» border_color=»» border_style=»solid» border_radius=»» box_shadow=»no» dimension_box_shadow=»» box_shadow_blur=»0″ box_shadow_spread=»0″ box_shadow_color=»» box_shadow_style=»» background_type=»single» gradient_start_color=»» gradient_end_color=»» gradient_start_position=»0″ gradient_end_position=»100″ gradient_type=»linear» radial_direction=»center center» linear_angle=»180″ background_color=»» background_image=»» background_image_id=»» background_position=»left top» background_repeat=»no-repeat» background_blend_mode=»none» render_logics=»» filter_type=»regular» filter_hue=»0″ filter_saturation=»100″ filter_brightness=»100″ filter_contrast=»100″ filter_invert=»0″ filter_sepia=»0″ filter_opacity=»100″ filter_blur=»0″ filter_hue_hover=»0″ filter_saturation_hover=»100″ filter_brightness_hover=»100″ filter_contrast_hover=»100″ filter_invert_hover=»0″ filter_sepia_hover=»0″ filter_opacity_hover=»100″ filter_blur_hover=»0″ animation_type=»» animation_direction=»left» animation_speed=»0.3″ animation_offset=»» last=»true» border_position=»all» first=»false»][fusion_accordion type=»accordions» boxed_mode=»no» border_size=»1″ hover_color=»#ffffff» icon_size=»1″ icon_boxed_mode=»no» icon_box_color=»rgba(51,51,51,0)» icon_alignment=»right» hide_on_mobile=»small-visibility,medium-visibility,large-visibility»][fusion_toggle title=»Las compañías decidirán la culpa por las características del accidente.» open=»yes» class=»» id=»»]Si no se ponen de acuerdo, decidirá un Tribunal. No te preocupes, la compañía se encargará de todo, salvo que condujeses en el momento de accidente superando los límites de alcohol o habiendo consumido drogas, ya que la aseguradora no se haría cargo y el perjudicado iría contra ti. [/fusion_toggle][fusion_toggle title=»Peritación de daños materiales» open=»yes» class=»» id=»»]

 tras un siniestro, peritará los vehículos, tasará los daños y fijará el importe de la indemnización. Cuando hay un siniestro grave, la peritación debe ser inmediata; en los casos poco graves, cuando cueste más peritar que el propio daño, suele valer con un presupuesto del taller.

[/fusion_toggle][fusion_toggle title=»Indemnización por lesiones.» open=»yes» class=»» id=»»]En el caso de daños personales (lesiones) existe un baremo que establece lo que tienen que pagar las compañías a los lesionados. Con el baremo, todas las aseguradoras pagan con los mismos criterios a todos los heridos, es mucho más justo.  [/fusion_toggle][/fusion_accordion][/fusion_builder_column][/fusion_builder_row][/fusion_builder_container][fusion_builder_container admin_label=»seguro» type=»flex» hundred_percent=»yes» hundred_percent_height=»no» hundred_percent_height_scroll=»no» align_content=»stretch» flex_align_items=»flex-start» flex_justify_content=»flex-start» hundred_percent_height_center_content=»yes» equal_height_columns=»no» container_tag=»div» hide_on_mobile=»no» status=»published» border_sizes_top=»0px» border_sizes_right=»0px» border_sizes_bottom=»0px» border_sizes_left=»0px» border_style=»solid» margin_top=»0px» padding_top=»0%» padding_right=»10%» padding_bottom=»0%» padding_left=»10%» box_shadow=»no» box_shadow_blur=»0″ box_shadow_spread=»0″ gradient_start_position=»0″ gradient_end_position=»100″ gradient_type=»linear» radial_direction=»center center» linear_angle=»180″ background_position=»center center» background_repeat=»no-repeat» fade=»no» background_parallax=»up» enable_mobile=»no» parallax_speed=»0.4″ background_blend_mode=»overlay» video_aspect_ratio=»16:9″ video_loop=»yes» video_mute=»yes» absolute=»off» absolute_devices=»small,medium,large» sticky=»off» sticky_devices=»small-visibility,medium-visibility,large-visibility» sticky_transition_offset=»0″ scroll_offset=»0″ animation_direction=»left» animation_speed=»0.3″ filter_hue=»0″ filter_saturation=»100″ filter_brightness=»100″ filter_contrast=»100″ filter_invert=»0″ filter_sepia=»0″ filter_opacity=»100″ filter_blur=»0″ filter_hue_hover=»0″ filter_saturation_hover=»100″ filter_brightness_hover=»100″ filter_contrast_hover=»100″ filter_invert_hover=»0″ filter_sepia_hover=»0″ filter_opacity_hover=»100″ filter_blur_hover=»0″ margin_bottom=»0px» menu_anchor=»con6″][fusion_builder_row][fusion_builder_column type=»1_1″ type=»1_1″ layout=»2_3″ last=»true» spacing=»» center_content=»no» hide_on_mobile=»no» background_color=»» background_image=»» background_repeat=»no-repeat» background_position=»left top» hover_type=»none» link=»» border_position=»all» border_color=»» border_style=»» padding_top=»10px» padding_right=»10px» padding_bottom=»10px» padding_left=»10px» margin_top=»» margin_bottom=»» animation_type=»» animation_direction=»» animation_speed=»0.1″ animation_offset=»» class=»box-colores» id=»» min_height=»» first=»true» box_shadow=»no» box_shadow_vertical=»1″ box_shadow_horizontal=»1″ box_shadow_blur=»48″ border_sizes_top=»0px» border_sizes_bottom=»0px» border_sizes_left=»0px» border_sizes_right=»0px» spacing_right=»» align_self=»center» align_content=»center»][fusion_separator style_type=»default» hide_on_mobile=»small-visibility,medium-visibility,large-visibility» class=»» id=»» sep_color=»» top_margin=»40px» bottom_margin=»» border_size=»0″ icon=»» icon_size=»1″ icon_circle=»no» icon_circle_color=»» width=»» alignment=»center» /][fusion_title title_type=»text» rotation_effect=»bounceIn» display_time=»1200″ highlight_effect=»circle» loop_animation=»off» highlight_width=»9″ highlight_top_margin=»0″ before_text=»» rotation_text=»» highlight_text=»» after_text=»» hide_on_mobile=»small-visibility,medium-visibility,large-visibility» class=»» id=»» content_align=»left» size=»2″ font_size=»» animated_font_size=»» fusion_font_family_title_font=»» fusion_font_subset_title_font=»» fusion_font_variant_title_font=»» line_height=»» letter_spacing=»» margin_top=»» margin_bottom=»20px» margin_top_mobile=»» margin_bottom_mobile=»20px» text_color=»» animated_text_color=»» highlight_color=»» style_type=»default» sep_color=»» animation_type=»» animation_direction=»left» animation_speed=»0.3″ animation_offset=»» margin_top_small=»» margin_bottom_small=»20px»]

Últimos consejos 

[/fusion_title][fusion_text column_min_width=»» column_spacing=»» rule_style=»default» rule_color=»» font_size=»» line_height=»» letter_spacing=»» text_color=»» content_alignment_medium=»» content_alignment_small=»» content_alignment=»» animation_type=»» animation_direction=»left» animation_speed=»0.3″ animation_offset=»» hide_on_mobile=»small-visibility,medium-visibility,large-visibility» sticky_display=»normal,sticky» class=»» id=»»]

Esperamos que te haya quedado claro cómo actuar en caso de accidente y todos los trámites posteriores. Sin embargo, aún queremos dejarte unos últimos consejos que creemos que pueden resultarte valiosos si alguna vez sufres un accidente.

[/fusion_text][/fusion_builder_column][fusion_builder_column type=»1_1″ type=»1_1″ layout=»1_1″ align_self=»auto» content_layout=»column» align_content=»flex-start» valign_content=»flex-start» content_wrap=»wrap» spacing=»» center_content=»no» link=»» target=»_self» min_height=»» hide_on_mobile=»small-visibility,medium-visibility,large-visibility» sticky_display=»normal,sticky» class=»» id=»» type_medium=»» type_small=»» order_medium=»0″ order_small=»0″ dimension_spacing_medium=»» dimension_spacing_small=»» dimension_spacing=»» dimension_margin_medium=»» dimension_margin_small=»» margin_top=»» margin_bottom=»» padding_medium=»» padding_small=»» padding_top=»» padding_right=»» padding_bottom=»» padding_left=»» hover_type=»none» border_sizes=»» border_color=»» border_style=»solid» border_radius=»» box_shadow=»no» dimension_box_shadow=»» box_shadow_blur=»0″ box_shadow_spread=»0″ box_shadow_color=»» box_shadow_style=»» background_type=»single» gradient_start_color=»» gradient_end_color=»» gradient_start_position=»0″ gradient_end_position=»100″ gradient_type=»linear» radial_direction=»center center» linear_angle=»180″ background_color=»» background_image=»» background_image_id=»» background_position=»left top» background_repeat=»no-repeat» background_blend_mode=»none» render_logics=»» filter_type=»regular» filter_hue=»0″ filter_saturation=»100″ filter_brightness=»100″ filter_contrast=»100″ filter_invert=»0″ filter_sepia=»0″ filter_opacity=»100″ filter_blur=»0″ filter_hue_hover=»0″ filter_saturation_hover=»100″ filter_brightness_hover=»100″ filter_contrast_hover=»100″ filter_invert_hover=»0″ filter_sepia_hover=»0″ filter_opacity_hover=»100″ filter_blur_hover=»0″ animation_type=»» animation_direction=»left» animation_speed=»0.3″ animation_offset=»» last=»true» border_position=»all» first=»true»][fusion_checklist hide_on_mobile=»small-visibility,medium-visibility,large-visibility»][fusion_li_item icon=»»]Si en un siniestro con otro vehículo no te consideras culpable, llama a la policía para que hagan un atestado.[/fusion_li_item][fusion_li_item icon=»»]Haz fotos del siniestro, de las marcas de las ruedas… aunque no sirven como prueba en un juicio, pueden ayudar al perito y que las tenga en cuenta [/fusion_li_item][fusion_li_item icon=»»]Lleva siempre en la moto un parte de siniestros para que el otro implicado pueda firmarlo.[/fusion_li_item][fusion_li_item icon=»»]

Rellena el parte de siniestros por los dos lados de la hoja: anverso y reverso.

[/fusion_li_item][fusion_li_item icon=»»]

No te fíes de la palabra del contrario, no será la primera vez que acepta la culpa y luego le cuenta otra cosa a su compañía.

[/fusion_li_item][fusion_li_item icon=»»]

Pide siempre todos los datos de contacto y de su seguro al otro conductor. Apunta bien la matrícula, sácale una foto.

[/fusion_li_item][fusion_li_item icon=»»]

Si ha habido testigos, apunta sus teléfonos. La opinión de un testigo puede ser fundamental. Por ejemplo, si un coche pega un frenazo y como consecuencia te vas al suelo sin que hubiese contacto, el testifo es la única forma de demostrar la culpa del contrario.

[/fusion_li_item][fusion_li_item icon=»»]

En caso de caída, suelta totalmente el manillar, si es preciso, incluso alejando la moto con pies y manos. Si la moto resbala en el suelo puede arrastrarte.

[/fusion_li_item][/fusion_checklist][fusion_text columns=»» column_min_width=»» column_spacing=»» rule_style=»default» rule_size=»» rule_color=»» font_size=»» line_height=»» letter_spacing=»» text_color=»» content_alignment_medium=»» content_alignment_small=»» content_alignment=»» animation_type=»» animation_direction=»left» animation_speed=»0.3″ animation_offset=»» hide_on_mobile=»small-visibility,medium-visibility,large-visibility» sticky_display=»normal,sticky» class=»» id=»»]

Tener un corredor como inXur te ayudará a gestionar mucho mejor todos los momentos tensos de un proceso de siniestros. Siempre luchamos por los intereses de nuestros clientes, no de las aseguradoras.

[/fusion_text][/fusion_builder_column][/fusion_builder_row][/fusion_builder_container][fusion_builder_container type=»flex» hundred_percent=»yes» hundred_percent_height=»no» hundred_percent_height_scroll=»no» align_content=»stretch» flex_align_items=»flex-start» flex_justify_content=»flex-start» hundred_percent_height_center_content=»yes» equal_height_columns=»no» container_tag=»div» hide_on_mobile=»small-visibility,medium-visibility,large-visibility» status=»published» border_style=»solid» box_shadow=»no» box_shadow_blur=»0″ box_shadow_spread=»0″ gradient_start_position=»0″ gradient_end_position=»100″ gradient_type=»linear» radial_direction=»center center» linear_angle=»180″ background_position=»center center» background_repeat=»no-repeat» fade=»no» background_parallax=»none» enable_mobile=»no» parallax_speed=»0.3″ background_blend_mode=»none» video_aspect_ratio=»16:9″ video_loop=»yes» video_mute=»yes» absolute=»off» absolute_devices=»small,medium,large» sticky=»off» 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target=»_self» min_height=»» hide_on_mobile=»small-visibility,medium-visibility,large-visibility» sticky_display=»normal,sticky» class=»» id=»» background_image_id=»» type_medium=»» type_small=»» order_medium=»0″ order_small=»0″ spacing_left_medium=»» spacing_right_medium=»» spacing_left_small=»» spacing_right_small=»» spacing_left=»0″ spacing_right=»» margin_top_medium=»» margin_bottom_medium=»» margin_top_small=»» margin_bottom_small=»» margin_top=»0px» margin_bottom=»0px» padding_top_medium=»» padding_right_medium=»» padding_bottom_medium=»» padding_left_medium=»» padding_top_small=»» padding_right_small=»» padding_bottom_small=»» padding_left_small=»» padding_top=»40px» padding_right=»40px» padding_bottom=»40px» padding_left=»40px» hover_type=»none» border_sizes_top=»1″ border_sizes_right=»1″ border_sizes_bottom=»1″ border_sizes_left=»1″ border_color=»#eb1e25″ border_style=»solid» border_radius_top_left=»0″ border_radius_top_right=»0″ border_radius_bottom_right=»0″ border_radius_bottom_left=»0″ box_shadow=»yes» box_shadow_vertical=»1″ box_shadow_horizontal=»1″ box_shadow_blur=»66″ box_shadow_spread=»-13″ box_shadow_color=»#e8e8e8″ box_shadow_style=»» background_type=»single» gradient_start_color=»» gradient_end_color=»» gradient_start_position=»0″ gradient_end_position=»100″ gradient_type=»linear» radial_direction=»center center» linear_angle=»180″ background_color=»rgba(0,0,0,0.3)» background_image=»» background_position=»left top» background_repeat=»no-repeat» background_blend_mode=»overlay» render_logics=»» filter_type=»regular» filter_hue=»0″ filter_saturation=»100″ filter_brightness=»100″ filter_contrast=»100″ filter_invert=»0″ filter_sepia=»0″ filter_opacity=»100″ filter_blur=»0″ filter_hue_hover=»0″ filter_saturation_hover=»100″ filter_brightness_hover=»100″ filter_contrast_hover=»100″ filter_invert_hover=»0″ filter_sepia_hover=»0″ filter_opacity_hover=»100″ filter_blur_hover=»0″ animation_type=»slide» animation_direction=»left» animation_speed=»0.2″ animation_offset=»» last=»true» border_position=»all» first=»true»][fusion_title title_type=»text» rotation_effect=»bounceIn» display_time=»1200″ highlight_effect=»circle» loop_animation=»off» highlight_width=»9″ highlight_top_margin=»0″ before_text=»» rotation_text=»» highlight_text=»» after_text=»» title_link=»off» link_url=»» link_target=»_self» content_align_medium=»» content_align_small=»» content_align=»center» size=»1″ font_size=»» animated_font_size=»» line_height=»» letter_spacing=»» text_shadow=»no» text_shadow_blur=»0″ text_shadow_color=»» dimensions_medium=»» dimensions_small=»» text_color=»#ffffff» animated_text_color=»» gradient_font=»no» gradient_start_color=»» gradient_end_color=»» gradient_start_position=»0″ gradient_end_position=»100″ gradient_type=»linear» radial_direction=»center center» linear_angle=»180″ highlight_color=»» style_type=»default» sep_color=»» link_color=»» link_hover_color=»» animation_type=»» animation_direction=»left» animation_speed=»0.3″ animation_offset=»» hide_on_mobile=»small-visibility,medium-visibility,large-visibility» sticky_display=»normal,sticky» class=»» id=»» fusion_font_variant_title_font=»»]Asegura tu moto con inXur [/fusion_title][/fusion_builder_column][fusion_builder_column type=»1_1″ type=»1_1″ layout=»1_1″ align_self=»center» content_layout=»row» align_content=»center» valign_content=»flex-start» content_wrap=»wrap» spacing=»0″ center_content=»yes» link=»» target=»_self» min_height=»» hide_on_mobile=»small-visibility,medium-visibility,large-visibility» sticky_display=»normal,sticky» class=»» id=»» background_image_id=»» type_medium=»» type_small=»» order_medium=»0″ order_small=»0″ spacing_left_medium=»» spacing_right_medium=»» spacing_left_small=»» spacing_right_small=»» spacing_left=»0″ spacing_right=»» margin_top_medium=»» margin_bottom_medium=»» margin_top_small=»» margin_bottom_small=»» margin_top=»0px» margin_bottom=»0px» padding_top_medium=»» padding_right_medium=»» padding_bottom_medium=»» padding_left_medium=»» padding_top_small=»» padding_right_small=»» padding_bottom_small=»» padding_left_small=»» padding_top=»40px» padding_right=»40px» padding_bottom=»40px» padding_left=»40px» hover_type=»none» border_sizes_top=»1″ border_sizes_right=»1″ border_sizes_bottom=»1″ border_sizes_left=»1″ border_color=»#eb1e25″ border_style=»solid» border_radius_top_left=»0″ border_radius_top_right=»0″ border_radius_bottom_right=»0″ border_radius_bottom_left=»0″ box_shadow=»yes» box_shadow_vertical=»1″ box_shadow_horizontal=»1″ box_shadow_blur=»66″ box_shadow_spread=»-13″ box_shadow_color=»#e8e8e8″ box_shadow_style=»» background_type=»single» gradient_start_color=»» gradient_end_color=»» gradient_start_position=»0″ gradient_end_position=»100″ gradient_type=»linear» radial_direction=»center center» linear_angle=»180″ background_color=»rgba(0,0,0,0.3)» background_image=»» background_position=»left top» background_repeat=»no-repeat» background_blend_mode=»overlay» render_logics=»» filter_type=»regular» filter_hue=»0″ filter_saturation=»100″ filter_brightness=»100″ filter_contrast=»100″ filter_invert=»0″ filter_sepia=»0″ filter_opacity=»100″ filter_blur=»0″ filter_hue_hover=»0″ filter_saturation_hover=»100″ filter_brightness_hover=»100″ filter_contrast_hover=»100″ filter_invert_hover=»0″ filter_sepia_hover=»0″ filter_opacity_hover=»100″ filter_blur_hover=»0″ animation_type=»slide» animation_direction=»left» animation_speed=»0.2″ animation_offset=»» last=»true» border_position=»all» first=»true»][fusion_text columns=»» column_min_width=»» column_spacing=»» rule_style=»default» rule_size=»» rule_color=»» content_alignment_medium=»» content_alignment_small=»» content_alignment=»» hide_on_mobile=»small-visibility,medium-visibility,large-visibility» sticky_display=»normal,sticky» class=»» id=»» margin_top=»» margin_right=»» margin_bottom=»» margin_left=»» font_size=»» fusion_font_family_text_font=»» fusion_font_variant_text_font=»» line_height=»» letter_spacing=»» text_color=»rgba(255,255,255,0.7)» animation_type=»» animation_direction=»left» animation_speed=»0.3″ animation_offset=»»]Especialistas en seguros online. 

Para que no te preocupes por nada.

Dispones de oficina virtual  para pedir tus gestiones sin esperar ni un minuto.[/fusion_text][/fusion_builder_column][fusion_builder_column type=»1_2″ type=»1_2″ align_self=»auto» content_layout=»column» align_content=»flex-start» valign_content=»flex-start» content_wrap=»wrap» spacing=»» center_content=»no» link=»» target=»_self» min_height=»» hide_on_mobile=»small-visibility,medium-visibility,large-visibility» sticky_display=»normal,sticky» class=»» id=»» type_medium=»» type_small=»» order_medium=»0″ order_small=»0″ dimension_spacing_medium=»» dimension_spacing_small=»» dimension_spacing=»» dimension_margin_medium=»» dimension_margin_small=»» dimension_margin=»» padding_medium=»» padding_small=»» padding_top=»» padding_right=»» padding_bottom=»» padding_left=»» hover_type=»none» border_sizes=»» border_color=»» border_style=»solid» border_radius=»» box_shadow=»no» dimension_box_shadow=»» box_shadow_blur=»0″ box_shadow_spread=»0″ box_shadow_color=»» box_shadow_style=»» background_type=»single» gradient_start_color=»» gradient_end_color=»» gradient_start_position=»0″ gradient_end_position=»100″ gradient_type=»linear» radial_direction=»center center» linear_angle=»180″ background_color=»» background_image=»» background_image_id=»» background_position=»left top» background_repeat=»no-repeat» background_blend_mode=»none» render_logics=»» filter_type=»regular» filter_hue=»0″ filter_saturation=»100″ filter_brightness=»100″ filter_contrast=»100″ filter_invert=»0″ filter_sepia=»0″ filter_opacity=»100″ filter_blur=»0″ filter_hue_hover=»0″ filter_saturation_hover=»100″ filter_brightness_hover=»100″ filter_contrast_hover=»100″ filter_invert_hover=»0″ filter_sepia_hover=»0″ filter_opacity_hover=»100″ filter_blur_hover=»0″ animation_type=»» animation_direction=»left» animation_speed=»0.3″ animation_offset=»» last=»no» border_position=»all» margin_top=»20px»][fusion_button link=»/seguros/accidentes-circuito/calcular» text_transform=»» title=»» target=»_self» link_attributes=»» alignment_medium=»» alignment_small=»» alignment=»center» modal=»» hide_on_mobile=»small-visibility,medium-visibility,large-visibility» sticky_display=»normal,sticky» class=»» id=»» color=»custom» button_gradient_top_color=»rgba(235,30,37,0.75)» button_gradient_bottom_color=»rgba(255,152,0,0.56)» button_gradient_top_color_hover=»#eb1e25″ button_gradient_bottom_color_hover=»#ff9800″ accent_color=»» accent_hover_color=»» type=»» bevel_color=»» border_width=»1″ border_radius=»18″ border_color=»#6178ad» border_hover_color=»#103083″ size=»xlarge» stretch=»no» margin_top=»» margin_right=»» margin_bottom=»20px» margin_left=»» icon=»fa-calculator fas» icon_position=»left» icon_divider=»yes» animation_type=»» animation_direction=»left» animation_speed=»0.3″ animation_offset=»»]¡Contrata tu seguro online![/fusion_button][/fusion_builder_column][fusion_builder_column type=»1_2″ type=»1_2″ align_self=»auto» content_layout=»column» align_content=»flex-start» valign_content=»flex-start» content_wrap=»wrap» spacing=»» center_content=»no» link=»» target=»_self» min_height=»» hide_on_mobile=»small-visibility,medium-visibility,large-visibility» sticky_display=»normal,sticky» class=»» id=»» type_medium=»» type_small=»» order_medium=»0″ order_small=»0″ dimension_spacing_medium=»» dimension_spacing_small=»» dimension_spacing=»» dimension_margin_medium=»» dimension_margin_small=»» dimension_margin=»» padding_medium=»» padding_small=»» padding_top=»» padding_right=»» padding_bottom=»» padding_left=»» hover_type=»none» border_sizes=»» border_color=»» border_style=»solid» border_radius=»» box_shadow=»no» dimension_box_shadow=»» box_shadow_blur=»0″ box_shadow_spread=»0″ box_shadow_color=»» box_shadow_style=»» background_type=»single» gradient_start_color=»» gradient_end_color=»» gradient_start_position=»0″ gradient_end_position=»100″ gradient_type=»linear» radial_direction=»center center» linear_angle=»180″ background_color=»» background_image=»» background_image_id=»» background_position=»left top» background_repeat=»no-repeat» background_blend_mode=»none» render_logics=»» filter_type=»regular» filter_hue=»0″ filter_saturation=»100″ filter_brightness=»100″ filter_contrast=»100″ filter_invert=»0″ filter_sepia=»0″ filter_opacity=»100″ filter_blur=»0″ filter_hue_hover=»0″ filter_saturation_hover=»100″ filter_brightness_hover=»100″ filter_contrast_hover=»100″ filter_invert_hover=»0″ filter_sepia_hover=»0″ filter_opacity_hover=»100″ filter_blur_hover=»0″ animation_type=»» animation_direction=»left» animation_speed=»0.3″ animation_offset=»» margin_bottom=»24.99306px» last=»no» border_position=»all» margin_top=»20px»][fusion_button link=»tel:0034911982330;» text_transform=»» title=»» target=»_self» link_attributes=»» alignment_medium=»» alignment_small=»» alignment=»center» modal=»» hide_on_mobile=»small-visibility,medium-visibility,large-visibility» sticky_display=»normal,sticky» class=»» id=»» color=»custom» button_gradient_top_color=»rgba(235,30,37,0.75)» button_gradient_bottom_color=»rgba(255,152,0,0.56)» button_gradient_top_color_hover=»#eb1e25″ button_gradient_bottom_color_hover=»#ff9800″ accent_color=»» accent_hover_color=»» type=»» bevel_color=»» border_width=»1″ border_radius=»18″ border_color=»#6178ad» border_hover_color=»#103083″ size=»xlarge» stretch=»no» margin_top=»» margin_right=»» margin_bottom=»» margin_left=»» icon=»fa-phone-alt fas» icon_position=»left» icon_divider=»yes» animation_type=»» animation_direction=»left» animation_speed=»0.3″ animation_offset=»»]Llámanos de 9:30 a 18:30 (L-V)[/fusion_button][/fusion_builder_column][/fusion_builder_row][/fusion_builder_container][fusion_builder_container admin_label=»tiposseguros» hundred_percent=»yes» hundred_percent_height=»no» hundred_percent_height_scroll=»no» hundred_percent_height_center_content=»yes» equal_height_columns=»no» hide_on_mobile=»no» status=»published» border_style=»solid» margin_top=»0px» margin_bottom=»0px» padding_top=»0%» padding_right=»10%» padding_bottom=»3%» padding_left=»10%» gradient_start_position=»0″ gradient_end_position=»100″ gradient_type=»linear» radial_direction=»center center» linear_angle=»180″ background_position=»center center» background_repeat=»no-repeat» fade=»no» background_parallax=»up» enable_mobile=»no» parallax_speed=»0.4″ background_blend_mode=»overlay» video_aspect_ratio=»16:9″ video_loop=»yes» video_mute=»yes» filter_hue=»0″ filter_saturation=»100″ filter_brightness=»100″ filter_contrast=»100″ filter_invert=»0″ filter_sepia=»0″ filter_opacity=»100″ filter_blur=»0″ filter_hue_hover=»0″ filter_saturation_hover=»100″ filter_brightness_hover=»100″ filter_contrast_hover=»100″ filter_invert_hover=»0″ filter_sepia_hover=»0″ filter_opacity_hover=»100″ filter_blur_hover=»0″ admin_toggled=»no» type=»legacy» flex_column_spacing=»0px» border_sizes_top=»0px» border_sizes_bottom=»0px» border_sizes_left=»0px» border_sizes_right=»0px» menu_anchor=»con7″ background_color=»rgba(16,48,131,0.16)»][fusion_builder_row][fusion_builder_column type=»1_1″ type=»1_1″ layout=»1_3″ last=»true» spacing=»» center_content=»yes» hide_on_mobile=»small-visibility,medium-visibility,large-visibility» background_color=»» background_image=»» background_repeat=»no-repeat» background_position=»left top» hover_type=»none» link=»» border_position=»all» border_color=»» border_style=»solid» padding_top=»100px» padding_right=»30px» padding_bottom=»100px» padding_left=»30px» margin_top=»0px» margin_bottom=»0px» animation_type=»» animation_direction=»right» animation_speed=»0.2″ animation_offset=»» class=»contenedor-cuadros-iconos» id=»» min_height=»» first=»true» border_radius_top_left=»0″ border_radius_top_right=»0″ border_radius_bottom_right=»0″ border_radius_bottom_left=»0″ box_shadow=»no» box_shadow_vertical=»1″ box_shadow_color=»#e8e8e8″ box_shadow_blur=»66″ box_shadow_spread=»-5″ box_shadow_horizontal=»1″ align_content=»center» border_sizes_top=»0″ border_sizes_bottom=»0″ border_sizes_left=»0″ border_sizes_right=»0″][fusion_title title_type=»text» rotation_effect=»bounceIn» display_time=»1200″ highlight_effect=»circle» loop_animation=»off» highlight_width=»9″ highlight_top_margin=»0″ before_text=»» highlight_text=»» after_text=»» content_align=»center» size=»2″ font_size=»» animated_font_size=»» line_height=»» letter_spacing=»» text_color=»» animated_text_color=»» highlight_color=»» style_type=»default» sep_color=»» animation_type=»» animation_direction=»left» animation_speed=»0.3″ animation_offset=»» hide_on_mobile=»small-visibility,medium-visibility,large-visibility» class=»» id=»» fusion_font_variant_title_font=»» margin_bottom=»40px» margin_bottom_mobile=»40px» margin_bottom_small=»40px» margin_top=»-50″]Con nosotros nunca te pasaría[/fusion_title][fusion_title title_type=»text» rotation_effect=»bounceIn» display_time=»1200″ highlight_effect=»circle» loop_animation=»off» highlight_width=»9″ highlight_top_margin=»0″ before_text=»» highlight_text=»» after_text=»» content_align=»center» size=»3″ font_size=»» animated_font_size=»» line_height=»» letter_spacing=»» text_color=»» animated_text_color=»» highlight_color=»» style_type=»default» sep_color=»» animation_type=»» animation_direction=»left» animation_speed=»0.3″ animation_offset=»» hide_on_mobile=»small-visibility,medium-visibility,large-visibility» class=»» id=»» fusion_font_variant_title_font=»» margin_bottom=»40px» margin_bottom_mobile=»40px» margin_bottom_small=»40px»]

¿Has renovado un seguro no querías?, ¿te la han dado con queso en tu seguro y tienes cosas que no quieres?, ¿te han subido el precio? Vente a inXur, con nosotros nunca te va a volver a pasar.

[/fusion_title][/fusion_builder_column][fusion_builder_column type=»1_2″ type=»1_2″ layout=»1_2″ spacing=»» center_content=»no» link=»» target=»_self» min_height=»» hide_on_mobile=»small-visibility,medium-visibility,large-visibility» class=»box-colores» id=»» hover_type=»none» border_color=»#eb1e25″ border_style=»solid» border_position=»all» box_shadow=»yes» box_shadow_blur=»38″ box_shadow_spread=»-24″ box_shadow_color=»» box_shadow_style=»» background_type=»single» gradient_start_position=»0″ gradient_end_position=»100″ gradient_type=»linear» radial_direction=»center center» linear_angle=»180″ background_color=»#ffffff» background_image=»» background_image_id=»» background_position=»left top» background_repeat=»no-repeat» background_blend_mode=»none» animation_type=»» animation_direction=»left» animation_speed=»0.3″ animation_offset=»» filter_type=»regular» filter_hue=»0″ filter_saturation=»100″ filter_brightness=»100″ filter_contrast=»100″ filter_invert=»0″ filter_sepia=»0″ filter_opacity=»100″ filter_blur=»0″ filter_hue_hover=»0″ filter_saturation_hover=»100″ filter_brightness_hover=»100″ filter_contrast_hover=»100″ filter_invert_hover=»0″ filter_sepia_hover=»0″ filter_opacity_hover=»100″ filter_blur_hover=»0″ first=»true» last=»false» box_shadow_vertical=»1″ box_shadow_horizontal=»1″ padding_top=»» padding_right=»» padding_bottom=»» padding_left=»» border_radius_top_left=»5″ border_radius_top_right=»5″ border_radius_bottom_right=»5″ border_radius_bottom_left=»5″ border_sizes_top=»1″ border_sizes_bottom=»1″ border_sizes_left=»1″ border_sizes_right=»1″ spacing_right=»»][fusion_builder_row_inner][fusion_builder_column_inner type=»1_5″ type=»1_5″ layout=»1_5″ spacing=»0″ center_content=»no» hover_type=»none» link=»» target=»_self» min_height=»none» hide_on_mobile=»small-visibility,medium-visibility,large-visibility» class=»» id=»» border_color=»» border_style=»solid» border_position=»all» box_shadow=»no» box_shadow_blur=»0″ box_shadow_spread=»0″ box_shadow_color=»» box_shadow_style=»» background_type=»single» background_color=»» gradient_start_position=»0″ gradient_end_position=»100″ gradient_type=»linear» radial_direction=»center center» linear_angle=»180″ background_image=»» background_position=»left top» background_repeat=»no-repeat» background_blend_mode=»none» animation_type=»» animation_direction=»left» animation_speed=»0.3″ animation_offset=»» filter_type=»regular» filter_hue=»0″ filter_saturation=»100″ filter_brightness=»100″ filter_contrast=»100″ filter_invert=»0″ filter_sepia=»0″ filter_opacity=»100″ filter_blur=»0″ filter_hue_hover=»0″ filter_saturation_hover=»100″ filter_brightness_hover=»100″ filter_contrast_hover=»100″ filter_invert_hover=»0″ filter_sepia_hover=»0″ filter_opacity_hover=»100″ filter_blur_hover=»0″ first=»true» last=»false» padding_top=»10px» padding_right=»10px» padding_bottom=»10px» padding_left=»10px» margin_top=»50px» align_self=»flex-start» border_sizes_top=»0″ border_sizes_bottom=»0″ border_sizes_left=»0″ border_sizes_right=»0″ spacing_right=»0″][fusion_fontawesome icon=»fa-exclamation-circle fas» size=»» flip=»» rotate=»» spin=»no» link=»» linktarget=»_self» alignment=»center» hide_on_mobile=»small-visibility,medium-visibility,large-visibility» class=»» id=»» margin_top=»» margin_right=»» margin_bottom=»» margin_left=»» iconcolor=»» iconcolor_hover=»» circle=»yes» circlecolor=»#cb262a» circlecolor_hover=»#cb262a» circlebordersize=»0″ circlebordercolor=»» circlebordercolor_hover=»» icon_hover_type=»» animation_type=»» animation_direction=»left» animation_speed=»0.3″ animation_offset=»» /][/fusion_builder_column_inner][fusion_builder_column_inner type=»4_5″ type=»4_5″ layout=»4_5″ spacing=»0″ center_content=»no» hover_type=»none» link=»» target=»_self» min_height=»» hide_on_mobile=»small-visibility,medium-visibility,large-visibility» class=»» id=»» border_color=»» border_style=»solid» border_position=»all» box_shadow=»no» box_shadow_blur=»0″ box_shadow_spread=»0″ box_shadow_color=»» box_shadow_style=»» background_type=»single» background_color=»» gradient_start_position=»0″ gradient_end_position=»100″ gradient_type=»linear» radial_direction=»center center» linear_angle=»180″ background_image=»» background_position=»left top» background_repeat=»no-repeat» background_blend_mode=»none» animation_type=»» animation_direction=»left» animation_speed=»0.3″ animation_offset=»» filter_type=»regular» filter_hue=»0″ filter_saturation=»100″ filter_brightness=»100″ filter_contrast=»100″ filter_invert=»0″ filter_sepia=»0″ filter_opacity=»100″ filter_blur=»0″ filter_hue_hover=»0″ filter_saturation_hover=»100″ filter_brightness_hover=»100″ filter_contrast_hover=»100″ filter_invert_hover=»0″ filter_sepia_hover=»0″ filter_opacity_hover=»100″ filter_blur_hover=»0″ first=»false» last=»true» padding_top=»10px» padding_right=»10″ padding_bottom=»0″ padding_left=»10px» border_sizes_top=»0″ border_sizes_bottom=»0″ border_sizes_left=»0″ border_sizes_right=»0″ spacing_left=»0″ margin_bottom=»0px» margin_top=»0″][fusion_title title_type=»text» rotation_effect=»bounceIn» display_time=»1200″ highlight_effect=»circle» loop_animation=»off» highlight_width=»9″ highlight_top_margin=»0″ before_text=»» rotation_text=»» highlight_text=»» after_text=»» hide_on_mobile=»small-visibility,medium-visibility,large-visibility» class=»box-colores-h1″ id=»» content_align=»left» size=»1″ font_size=»» animated_font_size=»» fusion_font_family_title_font=»» fusion_font_subset_title_font=»» fusion_font_variant_title_font=»» line_height=»» letter_spacing=»» margin_top=»40px» margin_bottom=»» margin_top_mobile=»30px» margin_bottom_mobile=»» text_color=»» animated_text_color=»» highlight_color=»» style_type=»default» sep_color=»» animation_type=»» animation_direction=»left» animation_speed=»0.3″ animation_offset=»» margin_top_small=»30px» margin_bottom_small=»»]Sin inXur[/fusion_title][fusion_separator style_type=»default» sep_color=»#c2c4c2″ border_size=»» icon=»» icon_size=»» icon_circle=»» icon_circle_color=»» alignment=»left» hide_on_mobile=»small-visibility,medium-visibility,large-visibility» class=»» id=»» top_margin=»» bottom_margin=»» width=»300px» /][/fusion_builder_column_inner][/fusion_builder_row_inner][fusion_checklist iconcolor=»#eb1e25″ circle=»no» size=»20″ hide_on_mobile=»small-visibility,medium-visibility,large-visibility» class=»box-colores-checklist»][fusion_li_item icon=»fa-times fas»]

Falta información y no se entiende.

[/fusion_li_item][fusion_li_item icon=»fa-times fas»]

Precios no personalizados y seguros para cualquiera que NO se adaptan a tus necesidades

[/fusion_li_item][fusion_li_item icon=»fa-times fas»]Esperas telefónicas, tecnología obsoleta… 

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NO puedes hacer tus gestiones online y dependes de las gestiones de otros.

[/fusion_li_item][fusion_li_item icon=»fa-times fas»]NO te avisan y muchas veces terminas renovando seguros y pagando de más.[/fusion_li_item][/fusion_checklist][/fusion_builder_column][fusion_builder_column type=»1_2″ type=»1_2″ layout=»1_2″ spacing=»» center_content=»yes» link=»» target=»_self» min_height=»» hide_on_mobile=»small-visibility,medium-visibility,large-visibility» class=»box-colores» id=»» hover_type=»none» border_color=»#103083″ border_style=»solid» border_position=»all» box_shadow=»yes» box_shadow_blur=»38″ box_shadow_spread=»-24″ box_shadow_color=»» box_shadow_style=»» background_type=»single» gradient_start_position=»0″ gradient_end_position=»100″ gradient_type=»linear» radial_direction=»center center» linear_angle=»180″ background_color=»#ffffff» background_image=»» background_image_id=»» background_position=»left top» background_repeat=»no-repeat» background_blend_mode=»none» animation_type=»» animation_direction=»left» animation_speed=»0.3″ animation_offset=»» 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first=»false» last=»true» padding_top=»10px» padding_right=»10″ padding_bottom=»10px» padding_left=»10px» border_sizes_top=»0″ border_sizes_bottom=»0″ border_sizes_left=»0″ border_sizes_right=»0″ spacing_left=»0″ margin_bottom=»0px»][fusion_title title_type=»text» rotation_effect=»bounceIn» display_time=»1200″ highlight_effect=»circle» loop_animation=»off» highlight_width=»9″ highlight_top_margin=»0″ before_text=»» rotation_text=»» highlight_text=»» after_text=»» hide_on_mobile=»small-visibility,medium-visibility,large-visibility» class=»box-colores-h1″ id=»» content_align=»left» size=»1″ font_size=»» animated_font_size=»» fusion_font_family_title_font=»» fusion_font_subset_title_font=»» fusion_font_variant_title_font=»» line_height=»» letter_spacing=»» margin_top=»40px» margin_bottom=»» margin_top_mobile=»30px» margin_bottom_mobile=»» text_color=»» animated_text_color=»» highlight_color=»» style_type=»default» sep_color=»» animation_type=»» animation_direction=»left» animation_speed=»0.3″ animation_offset=»» margin_top_small=»30px» margin_bottom_small=»»]

Con Inxur

[/fusion_title][fusion_separator style_type=»default» sep_color=»#c2c4c2″ border_size=»» icon=»» icon_size=»» icon_circle=»» icon_circle_color=»» alignment=»left» hide_on_mobile=»small-visibility,medium-visibility,large-visibility» class=»» id=»» top_margin=»» bottom_margin=»» width=»300px» /][/fusion_builder_column_inner][/fusion_builder_row_inner][fusion_checklist iconcolor=»#21ff37″ circle=»no» size=»20″ hide_on_mobile=»small-visibility,medium-visibility,large-visibility» class=»box-colores-checklist»][fusion_li_item icon=»fa-check fas»]

Toda la información online. En tu idioma y muy fácil de entender

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Precios y seguros personalizados: elige el seguro que de verdad se adapta a tus necesidades.

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Nuestra mejor tecnología y nuestro mejor equipo humano: siempre a tu servicio.

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Puedes hacer todas tus gestiones online (pedir peritación, cambiar datos de la póliza, dar de baja…).

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Te avisamos antes de la renovación para que elijas si quieres renovar o cambiar de póliza.

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