G- Wholesale and retail trade; repair of motor vehicles and motorcycles

The CNAE Group G includes companies engaged in wholesale and retail trade, as well as the repair of motor vehicles and motorcycles. These activities face risks associated with inventories, facilities, transport of goods, civil liability and protection of employees. Providing adequate insurance ensures the financial and operational security of business in this highly competitive sector.

We got you the insurance you need in this sector.

Select one of the following professions. If your activity or profession does not appear on this list, contact us and we find you any insurance you need.

Specialized insurance for bazares and multiproduct shops. We protect your activity with essential coverage: material damage, civil liability, stock protection and loss of profits. Trade insurance experts. He's asking for a personalized budget.
CNAEs: G471
Specialized insurance for wineries, liqueurs and beverage shops. We protect your activity with essential coverage: stock protection, civil liability, material damage and temperature control. Insurance experts for beverage shops. He's asking for a personalized budget.
CNAEs: g472
Specialized insurance for butchers, charcuterias and collars. We protect your activity with essential cover: machinery failure, civil liability, loss of goods and material damage. Insurance experts for meat shops. He's asking for a personalized budget.
CNAEs: G472
Specialized insurance for gardening and nurseries. We protect your activity with essential coverage: civil responsibility, crops, facilities and atmospheric phenomena. Insurance experts for the green sector. He's asking for a personalized budget.
CNAEs: G477
«Specialized insurance for e-commerce and online business. We protect your digital activity with essential coverage: cybersecurity, digital responsibility, data protection and e-commerce logistics. Insurance experts for the e-commerce sector. He's asking for a personalized budget.
CNAEs: g479
Specialized insurance for wholesale trade and professional distribution. We protect your activity with essential coverage: civil liability, goods, facilities and logistics. Insurance experts for the wholesale sector. He's asking for a personalized budget.
CNAEs: G46
Seguros especializados para compraventa de coches y concesionarios. Protegemos tu actividad con coberturas esenciales: responsabilidad civil, flota de vehículos, instalaciones y garantías. Expertos en seguros para el sector automovilístico desde 2012. Solicita presupuesto personalizado.
CNAEs: G451 Venta de vehículos de motor G453 Comercio de repuestos y accessories de vehículos de motor
Seguros especializados para compraventa de motos y concesionarios. Protegemos tu actividad con coberturas esenciales: responsabilidad civil, flota de motocicletas, instalaciones y garantías. Expertos en seguros para el sector de las dos ruedas desde 2012 con Motopoliza.com. Solicita presupuesto personalizado.
Seguros para estaciones de servicio. Protegemos tu actividad con coberturas esenciales: responsabilidad civil, protección medioambiental, instalaciones y defensa legal. Expertos en seguros para el sector energético. Solicita presupuesto personalizado en el 91 198 23 30.
CNAEs: G473
Seguros especializados para estancos y tiendas de vapeo. Protegemos tu actividad con coberturas esenciales: responsabilidad civil, protección de mercancías, instalaciones y defensa legal. Expertos en seguros para el sector tabaquero. Solicita presupuesto personalizado en el 91 198 23 30.
CNAEs: g472
Seguros para Ferreterías: coberturas multirriesgo, theft, responsabilidad civil y transporte. Llama al 91 198 23 30 y protege tu negocio ferretero.
CNAEs: G475
Contrata seguros para Floristerías con coberturas como multirriesgo, RC y mercancías perecederas. Llámanos al 91 198 23 30.
CNAEs: G477
Seguros para Intermediarios del comercio: RC profesional, legal defence, multirriesgo oficina y accidentes. Llama al 91 198 23 30.
CNAEs: G461
Seguros para Joyerías: multirriesgo, robo, transporte de valores y responsabilidad civil. Protégete con expertos. Llama al 91 198 23 30.
CNAEs: G477
Seguros para Jugueterías: multirriesgo, responsabilidad civil y mercancías. Protege tu negocio con expertos. Llama al 91 198 23 30.
CNAEs: G476
Seguros para Librerías: multirriesgo, responsabilidad civil y pérdida de beneficios. Protege tu negocio con Inxur. Llámanos al 91 198 23 30.
CNAEs: CNAE G476
Seguros para servicios de una ortopedia: responsabilidad civil, multirriesgo, accidentes y equipos médicos. Llama al 91 198 23 30.
CNAEs: CNAE G477
Seguros para servicios de papelerías y kioskos: multirriesgo, robo, responsabilidad civil y pérdida de beneficios. Llama al 91 198 23 30.
CNAEs: CNAE G476
Seguros para perfumerías: multirriesgo, robo, responsabilidad civil, daños eléctricos y pérdida de beneficios. Llama al 91 198 23 30.
CNAEs: G477
Seguros para pescaderías con coverage de responsabilidad civil, multirriesgo, avería de cámaras frigoríficas, robo y pérdida de beneficios. 91 198 23 30.
CNAEs: G472
Seguros para puestos en mercadillos: responsabilidad civil, mercancías, transporte, robo y defensa jurídica. Llama al 91 198 23 30.
CNAEs: CNAE G478

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Activities in this sector

The National Classification of Economic Activities or CNAE of Spain allows the classification and grouping of production units according to their activity in the preparation of statistics.

These are the CNAE codes of this sector.

451 Sale of motor vehicles

Sale of light motor cars and vehicles G4511
Sale of other motor vehicles G4519

452 Maintenance and repair of motor vehicles

Mantenimiento y reparación de vehículos de motor G4520

453 Trade in spare parts and accessories of motor vehicles

Comercio al por mayor de repuestos y accesorios de vehículos de motor G4531
Comercio al por menor de repuestos y accesorios de vehículos de motor G4532

454 Sale, maintenance and repair of motorcycles and their parts and accessories

Venta, mantenimiento y reparación de motocicletas y de sus repuestos y accesorios G4540

461 Intermediaries of trade

Intermediaries for trade in agricultural raw materials, live animals, textile raw materials and semi-processed products G4611
Intermediaries of trade in fuels, minerals, metals and industrial chemicals G4612
Intermediaries of trade in wood and construction materials G4613
Intermediaries for trade in machinery, industrial equipment, vessels and aircraft G4614
Intermediaries of the trade in furniture, household items and hardware G4615
Intermediaries for trade in textiles, clothing, fur, footwear and leather articles G4616
Intermediaries of trade in foodstuffs, beverages and tobacco G4617
Trade intermediaries specialized in the sale of other specific products G4618
Intermediaries of trade in various products G4619

462 Wholesale trade in agricultural raw materials and live animals

Wholesale trade in cereals, tobacco, seed and animal food G4621
Wholesale of flowers and plants G4622
Wholesale trade in live animals G4623
Wholesale trade in hides and skins G4624

463 Wholesale trade in foodstuffs, beverages and tobacco

Comercio al por mayor de frutas y hortalizas G4631
Comercio al por mayor de carne y productos cárnicos G4632
Comercio al por mayor de productos lácteos, huevos, aceites y grasas comestibles G4633
Comercio al por mayor de bebidas G4634
Comercio al por mayor de productos del tabaco G4635
Comercio al por mayor de azúcar, chocolate y confitería G4636
Comercio al por mayor de café, té, cacao y especias G4637
Comercio al por mayor de pescados y mariscos y otros productos alimenticios G4638
Comercio al por mayor, no especializado, de productos alimenticios, bebidas y tabaco G4639

464 Wholesale trade in household goods

Comercio al por mayor de textiles G4641
Comercio al por mayor de prendas de vestir y calzado G4642
Comercio al por mayor de aparatos electrodomésticos G4643
Comercio al por mayor de porcelana, cristalería y artículos de limpieza G4644
Comercio al por mayor de productos perfumería y cosmética G4645
Comercio al por mayor de productos farmacéuticos G4646
Comercio al por mayor de muebles, alfombras y aparatos de iluminación G4647
Comercio al por mayor de artículos de relojería y joyería G4648
Comercio al por mayor de otros artículos de uso doméstico G4649

465 Wholesale of information and communication technology equipment

Wholesale of computers, peripheral equipment and software G4651
Wholesale of electronic and telecommunications equipment and components thereof G4652

466 Wholesale trade of other machinery, equipment and supplies

Wholesale trade in agricultural machinery, equipment and supplies G4661
Wholesale trade of machine tools G4662
Wholesale trade in machinery for mining, construction and civil engineering G4663
Wholesale of machinery for the textile industry and sewing and processing machines G4664
Wholesale of office furniture G4665
Wholesale of other office machinery and equipment G4666
Wholesale of other machinery and equipment G4669

467 Otro comercio al por mayor especializado

Wholesale of solid, liquid and gaseous fuels and similar products G4671
Wholesale trade in metals and metal minerals G4672
Wholesale of wood, construction materials and sanitary equipment G4673
Wholesale of hardware, plumbing and heating G4674
Wholesale trade in chemicals G4675
Wholesale trade of other semi-processed products G4676
Wholesale trade in scrap and waste products G4677

469 Non-specialized wholesale trade

Comercio al por mayor no especializado G4690

471 Retail trade in non-specialized establishments

Retail trade in non-specialized establishments, with a predominance in foodstuffs, beverages and tobacco G4711
Other retail trade in non-specialized establishments G4719

472 Retail trade in food, drink and tobacco in specialized establishments

Retail trade in fruit and vegetables in specialized establishments G4721
Retail trade in meat and meat products in specialized establishments G4722
Retail trade in fish and seafood in specialized establishments G4723
Retail trade in bread and bakery, confectionery and pastry products in specialized establishments G4724
Retail trade in drinks in specialized establishments G4725
Retail trade in tobacco products in specialized establishments G4726
Other retail trade in foodstuffs in specialized establishments G4729

473 Retail trade in motor fuel in specialized establishments

Retail trade in motor fuel in specialized establishments G4730

474 Retail trade in information and communication technology equipment in specialized establishments

Retail trade in computers, peripheral equipment and software in specialized establishments G4741
Retail trade in telecommunications equipment in specialized establishments G4742
Retail of audio and video equipment in specialized establishments G4743

475 Retail trade in other domestic goods in specialized establishments

Comercio al por menor de textiles en establecimientos especializados G4751
Comercio al por menor de ferretería, pintura y vidrio en establecimientos especializados G4752
Comercio al por menor de alfombras, moquetas y revestimientos de paredes y suelos en establecimientos especializados G4753
Comercio al por menor de aparatos electrodomésticos en establecimientos especializados G4754
Comercio al por menor de muebles, aparatos de iluminación y otros artículos de uso doméstico en establecimientos especializados G4759

476 Retail trade in cultural and recreational goods in specialized establishments

Retail trade in books in specialized establishments G4761
Retail trade in newspapers and stationery in specialized establishments G4762
Retail trade in music and video recordings in specialized establishments G4763
Retail trade in sports goods in specialized establishments G4764
Retail trade in games and toys in specialized establishments G4765

477 Retail trade in other items in specialized establishments

Comercio al por menor de prendas de vestir en establecimientos especializados G4771
Comercio al por menor de calzado y artículos de cuero en establecimientos especializados G4772
Comercio al por menor de productos farmacéuticos en establecimientos especializados G4773
Comercio al por menor de artículos médicos y ortopédicos en establecimientos especializados G4774
Comercio al por menor de productos cosméticos e higiénicos en establecimientos especializados G4775
Comercio al por menor de flores, plantas, semillas, fertilizantes, animales de compa?ía y alimentos para los mismos en establecimientos especializados G4776
Comercio al por menor de artículos de relojería y joyería en establecimientos especializados G4777
Otro comercio al por menor de artículos nuevos en establecimientos especializados G4778
Comercio al por menor de artículos de segunda mano en establecimientos G4779

478 Retail trade in sales and markets

Comercio al por menor de productos alimenticios, bebidas y tabaco en puestos de venta y en mercadillos G4781
Comercio al por menor de productos textiles, prendas de vestir y calzado en puestos de venta y en mercadillos G4782
Comercio al por menor de otros productos en puestos de venta y en mercadillos G4789

479 Comercio al por menor no realizado ni en establecimientos, ni en puestos de venta ni en mercadillos

Retail trade by correspondence or the Internet G4791
Other retail trade not carried out in establishments, in sales or in markets G4799

Other professional sectors

We're looking for the Sure. more suitable for your profession and sector. If you prefer, navigate the sectors to find your profession.

Protect your activity in the agriculture, livestock, forestry and fishing sector with insurance designed to cover the risks of your profession. From damage to crops and machinery to protection for your cattle or boats. Our policies offer cover adapted to your needs, with specialized attention and quick risk management to work with total tranquility.
It ensures your activity in the extractive industry sector with comprehensive coverage that protects your company from operational risks, damage to equipment and legal responsibilities. Our policies are designed to cover from mining and oil extraction to the exploitation of natural resources, ensuring personalized protection and rapid risk management.
CNAE Group C includes manufacturing companies engaged in the processing of raw materials into finished products. These industries face risks related to machinery damage, business interruption, occupational accidents and civil liability. Contracting specific insurance allows to protect assets, operations and employees, ensuring business continuity against contingencies.
The CNAE Group D includes companies dedicated to the supply of electricity, gas, steam and air conditioning. These activities are essential for economic and social functioning, but they face risks such as service interruptions, damage to critical infrastructure and responsibility for third parties. Specialized insurance ensures operational continuity, protects assets and minimizes financial losses.
The CNAE Group E includes companies dedicated to water supply, waste management and environmental decontamination. These activities are essential for sustainability and social well-being, but are also exposed to significant operational, legal and environmental risks. Having specialized insurance allows to protect facilities, employees and the environment, ensuring regulatory compliance and financial stability.
The CNAE Group F includes companies dedicated to building, civil engineering and specialized activities such as facilities and reforms. These companies face significant risks such as accidents at work, damage to third parties, structural failures and delays in implementation. Contracting specific insurance is essential to protect assets, employees and ensure compliance with contracts.
The CNAE Group G includes companies engaged in wholesale and retail trade, as well as the repair of motor vehicles and motorcycles. These activities face risks associated with inventories, facilities, freight transport, civil liability and employee protection. Providing adequate insurance ensures the financial and operational security of business in this highly competitive sector.
The CNAE Group H includes companies engaged in land, sea and air transport, as well as storage and logistics activities. These companies face risks associated with accidents, damage to goods, interruptions of service and liability to third parties. Conducting specific insurance is essential to ensure financial and operational security in this key sector for the global economy.
CNAE Group I covers companies in the hotel sector, including accommodation and food and drink services. These companies face risks associated with plant damage, civil liability, occupational accidents and business interruption losses. Having specific insurance allows to protect assets, employees and ensure business continuity in this highly competitive sector.
The CNAE Group J covers companies dedicated to technology, telecommunications, the media and the production of content digital. These businesses face risks such as cyber attacks, data losses, service interruption and civil liability for published content. Having specific insurance guarantees financial and operational protection in a key sector for the digital economy.
The CNAE Group K includes companies engaged in financial, banking and insurance activities. These organizations face risks related to fraud, contractual non-compliance, financial losses, cyber attacks and professional responsibility. Contracting specialized insurance guarantees financial stability, protection against legal claims and operational continuity in a regulated and highly competitive environment.
The CNAE L Group includes real estate companies, dedicated to the management, purchase, sale and rental of real estate. These companies face risks such as property damage, legal claims, financial losses for contractual breaches and civil liability. Contracting specific insurance ensures asset protection, legal compliance and financial stability in an essential sector for the economy.
The CNAE M Group includes companies engaged in professional, scientific and technical activities such as consultancies, law firms, architectural studies, research and development services, as well as advertising and design agencies. These companies face risks related to professional errors, legal claims, contractual breaches and damage to third parties. Contracting specific insurance allows to protect assets, employees and business reputation.
The CNAE N Group includes companies engaged in administrative activities and ancillary services such as vehicle rental, cleaning services, human resources, office management and administrative support. These companies face risks related to property damage, accidents at work, civil liability and financial losses for contractual non-compliance. Contracting specific insurance allows to protect assets, employees and operational stability.
CNAE Group O includes activities related to public administration, defence and compulsory social security. These organizations face risks such as legal claims, infrastructure damage, labour incidents and data losses. Contracting specific insurance ensures operational continuity, asset protection and efficient management of essential services for society.
The CNAE P Group includes companies and organizations dedicated to education, from pre-school schools to universities and vocational training academies. These establishments face risks related to the safety of students and employees, civil liability for accidents, damage to infrastructure and protection of personal data. Appropriate insurance ensures operational continuity, legal protection and financial stability.
The CNAE Q Group includes companies and organizations engaged in health activities and social services, such as hospitals, clinics, nursing homes and social care centres. These entities face risks related to health care, civil liability, data protection, occupational accidents and emergency management. Contracting specific insurance ensures continuity of service, protection of patients and employees, and compliance with legal regulations.
The CNAE R Group includes companies dedicated to artistic, recreational and entertainment activities, such as theatres, museums, cultural events, amusement parks, sports clubs and entertainment organizations. These companies face risks related to public safety, damage to facilities, occupational accidents and event cancellations. Contracting adequate insurance ensures operational and financial stability in a creative and dynamic sector.
The CNAE S Group includes companies that offer other services such as hairdressers, laundry facilities, funeral homes, home appliances repair, religious services and professional associations. These businesses face risks related to public care, accidents at work, damage to equipment and facilities, and civil liability for services provided. Contracting specific insurance ensures asset protection, financial stability and operational continuity.
The CNAE T Group includes household-related activities as employers of domestic personnel. This includes tasks such as cleaning, child care, assistance to the elderly and home maintenance. Households who hire domestic workers face risks associated with work accidents, legal claims and civil liability. Contracting specific insurance guarantees the legal, financial and safety of employees.
Are you looking for a custom-designed insurance for your activity? Locate your profession in the following list, or use the search engine.
Are you looking for a custom-designed insurance for your profession? Locate your activity in the following list, or use the search engine.
The CNAE Group U includes offshore organizations and agencies such as embassies, consulates, diplomatic missions and international agencies. These entities face specific risks related to staff security, the protection of property and assets, diplomatic responsibility and compliance with international treaties. Contracting adapted insurance ensures operational stability, legal protection and incident management in a complex global environment.

Seguros para empresas del Grupo G del CNAE: Comercio al por mayor y al por menor; reparación de vehículos de motor y motocicletas

Introduction

El comercio es uno de los pilares fundamentales de la economía. Las empresas clasificadas en el Grupo G del CNAE abarcan desde grandes mayoristas hasta pequeños comercios minoristas y talleres de reparación de vehículos. Debido a su exposición a múltiples riesgos, desde daños a mercancías hasta accidentes laborales, contar con un conjunto de seguros específicos es esencial para su éxito y estabilidad.

¿Qué empresas pertenecen al grupo G del CNAE?

The main activities included in this group are:

  • Comercio al por mayor: Distribuidores de productos alimenticios, textiles, maquinaria y más.

  • Comercio al por menor: Tiendas de moda, electrónica, productos de consumo y supermercados.

  • Reparación de vehículos de motor y motocicletas: Talleres de reparación, mantenimiento y venta de repuestos.

Tipos de seguros para el grupo G del CNAE

Las empresas de comercio y reparación necesitan seguros específicos para proteger sus operaciones, activos y empleados. A continuación, se describen los más relevantes:

1. Seguro multirriesgo comercial

  • Instalaciones y mercancías: Cobertura contra incendios, inundaciones, robos y daños a bienes.

  • Glass breaking: Protege vitrinas y escaparates.

  • Daños por agua y desperfectos: Cubre daños por escapes de agua o problemas estructurales.

2. Liability insurance

  • Civil liability for exploitation: Cubre daños a terceros durante la actividad comercial o de reparación.

  • Responsabilidad Civil por productos: Protege frente a reclamaciones por productos defectuosos o servicios mal prestados.

  • Environmental responsibility: Especialmente importante para talleres de reparación que manejan productos químicos.

3. Goods transport insurance

  • Cobertura Nacional e Internacional: Cubre daños, pérdidas o robos durante el transporte de mercancías.

4. Accident and life insurance for employees

  • Labour coverage: Compensation por accidentes laborales y enfermedades profesionales.

  • Collective life insurance: Protección adicional para empleados clave.

5. Seguro de interrupción de negocio

  • Loss of income: Indemnización por paralización de la actividad debido a siniestros.

  • Gastos adicionales: Cubre costos asociados con la reanudación de la operación.

6. Cybersecurity insurance

  • Digital protection: Cobertura ante ciberataques, pérdida de datos y fraudes electrónicos.

  • Digital responsibility: Protección ante filtraciones de datos de clientes y transacciones.

Beneficios de contratar seguros para empresas del grupo G

  • Financial protection: Minimiza el impacto económico de siniestros e imprevistos.

  • Operational stability: Garantiza la continuidad del negocio frente a interrupciones.

  • Policy compliance: Cumple con regulaciones laborales, ambientales y de seguridad.

  • Mejora de la Reputación: Aumenta la confianza de clientes y proveedores.

Factors to consider when hiring insurance

  • Evaluación de riesgos comerciales: Identificar riesgos específicos según el tipo de actividad comercial.

  • Custom coverage: Adaptación de pólizas a la actividad específica y su ubicación.

  • Conditions of the Policy: Review exclusions, coverage limits and relevant clauses.

Las empresas del Grupo G del CNAE son esenciales para el comercio y la reparación de vehículos, sectores dinámicos y competitivos que enfrentan múltiples riesgos. Contar con seguros adecuados permite operar con seguridad, proteger activos y empleados, y garantizar la sostenibilidad financiera en un entorno exigente y en constante evolución.

G- Comercio al por mayor y al por menor; reparación de vehículos de motor y motocicletas - Inxur - Tu guía en la jungla de los seguros

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We are an insurance company regulated by the General Directorate of Insurance with key number J-3114.

G- Comercio al por mayor y al por menor; reparación de vehículos de motor y motocicletas - Inxur - Tu guía en la jungla de los seguros

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