The Civil liability of the carrier is one of the most important Sure. transport and goods. The transport of goods by road carries risks both to cargo and to third parties. An accident, mishandling of the load or any other incident can cause material or personal damage, resulting in significant economic claims. In order to protect against these situations, carriers have the liability insurance of the carrierwhich covers damage to third parties during the movement of goods.
What is the Carrier's Civil Responsibility?
The liability (RC) of the carrier is the legal obligation of a carrier of to be liable for any material or personal damage it may cause to third parties during the exercise of its activity.
This responsibility may arise from:
- Traffic accidents where the cargo or the transport vehicle causes damage to third parties.
- Bad stowage or load handling which causes damage to other people's property.
- Delays in delivery or contractual breaches economic damage.
To cover these risks, the liability insurance of the carrier, one Policy which financially protects the company or self-employed against claims and compensation.
What does the Carrier's Civil Responsibility cover?
1. Compulsory civil liability
- Cover the material and personal damage caused to third parties during transport.
- It is compulsory under transport and traffic regulations.
2. Civil liability for damage to the burden
- It protects the carrier in case of loss, theft or damage of the goods transported.
- It is activated if the transport company is responsible for the damage.
3. Civil liability for delays or non-compliance
- It covers the economic damage caused by delays in the delivery of the goods.
- It is activated if the delay or non-compliance is due to the carrier's negligence.
4. Contract civil liability
- It concerns the obligation of the carrier to comply with the terms agreed in the contract of carriage.
- It protects against claims for non-compliance with conditions agreed with customers.
Exclusions from the carrier's liability insurance
Although this coverage is wide, there are certain situations that are not covered for the policy:
- Intentional damage by the carrier.
- Goods not declared in the policy or without legal documentation.
- Contractual breaches which are not attributable to the carrier.
- Penalties or fines imposed by the authorities.
It is important to read the policy carefully and ensure that the coverage is in line with the needs of the carrier.
The transport of goods involves great responsibilities and risks, from road traffic accidents to cargo damage or contractual breaches.
The liability of the carrier is an essential cover that ensures that the carrier does not have to face large compensation of his own pocket in case of No..
If you operate in the transport and logistics sector, have a adequate liability insurance It is essential to protect your business and comply with current regulations.