The Sure. of compensation hospital is a Policy which will provide you with an amount for each day you are hospitalized (you choose between 100 and 200)€). If you work on your own, and even though you're off, you still get your payroll, you might not find it such an interesting product, though it is. However, if you are self-employed and have your own company, you cannot afford to have no activity, as every day you spend without being able to work you are losing money.
However, we must make it clear that hospital compensation insurance is not a health insurance and that does not include coverage hospitalization. The costs of being hospitalized will be covered by your health insurance or accident insurance. What the hospital compensation insurance does for you is pay you a subsidio daily.
Hospital compensation insurance is not a health insurance
As we have said, hospital compensation insurance is not a health insurance, does not include hospital coverage. If you are hospitalized, the cost of hospitalization by accident will be covered by Social Security, health insurance or accident insurance, if any. The hospital compensation insurance provides you with compensation, that is, He pays you money while you're in hospital and whenever it's because of an accident, it doesn't unify disease.. They apply the amounts and shortcomings that you have chosen when you hire your policy.
If you have an accident, it can be of several kinds:
- In case of an accident at your home, for example, you will be covered by social security or private health insurance in your case.
- If you have a car accident, social security does not cover the expenses, the insurance of the vehicle that was to blame in the accident.
- If you have a sports accident, such as a circuit accident, your accident insurance will cover it. These types of accidents are not covered by social security and are not usually covered by private health insurance.
El seguro de indemnización hospitalaria que necesitas
Subsidio por hospitalización a causa de accidente
Entonces, el seguro de indemnización hospitalaria, ¿qué puede hacer por ti?
Lo primero es que este tipo de póliza cubren un subsidio diario en caso de hospitalización por accidente. El subsidio es un amount or financial aid that the insurance gives you while you are in period of coverage and the requirements of the Policy.
They'll normally pay you. a money each day or every month for the contracted coverage. In the case of hospital insurance, if you are hospitalized and meet the conditions of the policy (e.g., the lack), insurance you will be paid a daily hospitalization allowance, a daily amount for each of the days you spend in the hospital and are entitled to that coverage, to that allowance, according to the conditions of the policy.
Puedes escoger entre:
1. Carencia de 7 ó 14 días
Durante los primeros días de lack, la aseguradora no te pagará nada. Si escoges la carencia de 7 días, te empezarán a pagar el subsidio a partir del día 8. Si escoges carencia de 14 días, te comenzarán a indemnizar con el subsidio a partir del día 15.
2. Importe de 100 ó 200 euros
También puedes escoger cuando contrates la póliza, si quieres que te paguen 100€ por cada día que tengas derecho al subsidio ó 200€.
Como ves, el seguro de indemnización hospitalaria es un seguro muy útil y configurable, con lo que puedes adaptarlo a la medida de tus necesidades reales.
If you need it, contact us.
In inXur we will explain everything about you Policy And you premium, so you have all the information and you can always make the best decision that suits your needs and those in your pocket.
Remember, if you prefer, you can also contact us on the phone by calling us on 911982330, sending us a Whatsapp to 660839546 or sending an email to clientes@inxur.com.
Our working hours are from Monday to Friday from 9.30 a.m. to 6.30 p.m. If you contact us outside this schedule, we will manage your application as soon as possible on the next working day.
