One Sure. for your second residence is something much more essential than you might think. Hire a good home insurance It's always necessary but having insurance for your second residence will take away headaches and can make you save a lot of money.
Second residences
The dwellings in which we do not live on a regular basis can and that no one will notice until a time passes and the consequences are much more serious. For example, if a lacquer causes the washing machine to lose water, this will cause drop-by-drop to flood from the house and, if necessary, from the lower floors without anyone realizing it soon and can prevent the damage from getting worse. The same applies to more serious cases such as short circuits, pipe wagons etc.
In addition, second homes are less protected against thieves. It is much easier to enter an uninhabited house, know that it is empty and steal it or even occupy it.
Besides, keep in mind that you have civil liability on possible damage to third parties. Therefore, if a flood occurs, a short circuit and causes a fire or any other matter within your home, you will be responsible for compensating the damage to the injured. Having insurance for your second residence is gonna get you out of a lot of trouble in that kind of case.
Your home insurance at the best price
Why you need insurance for your second residence
If you still don't see it completely clear, we leave you a number of reasons why you need insurance for your second residence.
1. More breakdowns
Having a house closed, against what might be thought, is much worse if we talk about malfunctions and malfunctions. The lack of habitability makes things worse before. In addition, in coastal areas, due to moisture, it is normal for the gums, taps, appliances, pipes and other metal connections to deteriorate.
2. Further damage
As we pointed out before, the delay in discovering the damage because the house is not inhabited, and many times not that of the neighbors, makes the damage much greater.
3. Thieves and occupation
To identify that a house is closed and has no movement is very easy, as it is also to go in to steal and take it out, as there are no one and many times no neighbors who can hear noises in the homes around. The same is true of the occupation case, which is not just that you are being robbed, but that you cannot access your house.
4. Vandals
They may not go in to steal you or take care of the house, but they can break windows, make painted... in general, vandals that cause serious damage.
5. Civil liability
If you are owner of a house, you are responsible for the damage you cause to a third (usually to the neighbors). It doesn't matter if you only use it for a couple of weeks a year, the truth is, it can be a fire, a flood... and you have to take care of all these damage. Moreover, as we have seen, the chances of more damage and more serious damage to the uninhabited housing increase. So, it's another key reason you need insurance for your second residence.
6. Lower prices
Second-residence housing insurance usually has lower prices if compared to normal housing, especially because they ensure the same protection as your main home without double payment for the same guarantees.
7. More flexible
Second-residence home insurance policies are often more flexible and better adapted to the needs of this type of housing.
If you need it, contact us.
In inXur we will explain everything about you Policy And you premium, so you have all the information and you can always make the best decision that suits your needs and those in your pocket.
Remember, if you prefer, you can also contact us on the phone by calling us on 911982330, sending us a Whatsapp to 660839546 or sending an email to clientes@inxur.com.
Our working hours are from Monday to Friday from 9.30 a.m. to 6.30 p.m. If you contact us outside this schedule, we will manage your application as soon as possible on the next working day.
