The coverage of tubing is the guarantee that we usually identify with the crane. It's covered by Sure. road assistance which you can hire as such, or with the vehicle insurance (car, motorbike, classic vehicle, fleet, caravan, van...) which includes the cover of towing or crane. In this article we tell you everything you need to know about this coverage.
Trailer
Tow covers the cost of move a broken or damaged vehicle to a designated workshop or destination point.
This coverage is particularly useful in cases of failure, accident or even when the vehicle is immobilized due to lack of fuel or puncture, according to the terms of the Policy hired.
Although every insurance may offer different conditions, tow cover usually includes:
1. Trailer to the nearest or preferred workshop
In most cases, the tow cover covers the transport of the vehicle to the nearest workshop or to a workshop of preference to the insured, provided it is within a certain distance.
2. Road assistance
If the vehicle suffers a failure or incident that does not require trailer (such as a tap or battery failure), many policies include road assistance to repair the problem at the site and avoid the need for tug.
3. Trailer abroad
Some policies provide cover for towing in case of a failure abroad, although it is recommended to review the specific limits and conditions for such cases, such as distance radius or permitted workshops.
4. Driver and passenger transfer
In addition to the towing of the vehicle, many insurers include the transfer of the driver and passengers to their destination or a safe place, if the vehicle is immobilized.
Limits
Tow cover is usually subject to certain specific limitations and conditions which should be reviewed:
1. Distance limit
Some policies cover towing up to a specific number of kilometres. If the destination is outside that radius, the insured person may have to pay the difference.
2. Destination restrictions
Some insurers allow the trailer only to the nearest workshop, while others can offer the option of choosing a specific workshop, such as the usual one from the insured.
3. Additional costs of extended towing
If the insured person requests the transfer of the vehicle at a greater distance than that included in the policy, he or she may have to pay an additional cost for the excess mileage.
Request the tug
For the insurance company to manage your tug service, you must follow these steps:
1. Contact the insurer
If you need trailer assistance, contact your insurer via the 24-hour road support phone.
2. Provides location and incident details
The insurer will need your exact location and details on the condition of the vehicle to send the right type of assistance.
3. Wait for the crane to arrive
The insurer shall send a crane or assistance vehicle to assess the situation. If it is not possible to solve the problem at the site, the vehicle shall be towed to the workshop.
4. Confirm destination
Be sure to specify the workshop or destination to which you want the vehicle to be towed, always respecting the distance limits and policy conditions.
In summary, the vehicle towing cover is an essential service to ensure that, in the event of a failure or accident, your vehicle can be safely moved to the workshop. Knowledge of the limits of coverage and specific conditions is essential in order to maximize this guarantee and avoid additional costs.
If you need it, contact us.
In inXur we will explain everything about you Policy And you premium, so you have all the information and you can always make the best decision that suits your needs and those in your pocket.
Remember, if you prefer, you can also contact us on the phone by calling us on 911982330, sending us a Whatsapp to 660839546 or sending an email to clientes@inxur.com.
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