One of the terms you must know in the world of Sure. is the subsidio. This is financial aid provided by the insurance, where there is a coverage for it. In this article we will talk about the types of benefit coverage that exist in different insurance policies.
The insurance allowance
In the insurance world there are many policies that include this coverage. For example, the insurance compensation hospital provides a daily allowance for each day you are hospitalized by an accident. The same is true of the card loss subsidies that include some of the car insurance, motorbike, van etc. In this case, it is usually monthly, not daily, which means that the insurance you will pay an amount for each month you are left without a license.
1. Inpatient compensation insurance
The insurance ofinpatient treatment establishes a daily allowance for each day you have to be hospitalized as a result of an accident. Being hospitalized for a long period of time can have economic consequences (for example, if you are self-employed and cannot work). With the hospital compensation insurance you fix it, as you can hire a daily allowance of 100€ or 200€You choose.
This insurance has a lack 14 days, which means the insurer will pay you the allowance from the 15th. The maximum period of grant is 30 days.
2. Carnet loss coverage
This is a optional coverage that can be added to most vehicle insurance (car insurance, motorbike, van, fleets etc.). In case your driver's license is removed, the insurance company will pay you a monthly allowance. Every month, you will receive an amount that makes up for not being able to drive and so that you can pay your travel expenses by other means. (taxi, bus etc.).
The amount of the Withdrawal allowance varies from one Policy to another, but the normal thing is to let you choose when hiring between different amounts, which usually range from 150€ and the 600€ monthly.
In the end, the grant is an important element in the world of insurance, which provides greater protection to insured at various times such as hospitalizations or removal of driving license.
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