The Sure. is mandatory for all types of motor vehicles (cars, motorcycles, classic vehicles, vans, caravans etc.). Still, there are those who play it and decide to drive without insurance. It's not a good idea, since getting you driving without insurance is very easy for the police or the civilian guard. In this article we tell you why.
Insurance is compulsory
The insurance for motor vehicles are mandatory. No matter that you don't move the car from the garage everand that you only use it 15 days in summer when you go to town or to the beach... the law is clear and says that all motor vehicles in Spain must have an insurance in forceeven if they're standing and never moving.
The compulsory insurance by law is a insurance a third partiesthat will not cover the damage to your vehicle, but yes any damage you may cause to a thirdboth material and personal.
Getting caught driving without insurance is very easy
The bad news for those who want to play it and drive a car without insurance is that catching you driving without insurance is really easy. This is thanks to the FIVA (Informed Vehicle Index)that the police or the civilian guard can consult telematically at the time and thus know whether the registration is secure or not.
FIVA is a database managed by the Insurance Compensation Consortium and aims to help the persons involved in an accident or the authorities at any time to obtain relevant information on the safety of vehicles.
In addition, there are cameras on motorways and roads which identify whether or not the vehicles that pass them have existing insurance.
As you can see, it is not about being lucky or not, but it is very easy for the authorities to identify which vehicles are insured and which are not. So, getting caught driving without insurance is very simple.
Fines for driving without insurance
We've already seen how easy it is for the police or the civil guard to catch you driving without insurance, but what happens next? The least is that they impose a fine, which can go from 601 to 3.005€. Even if you get the lowest fine (601€), that will not exempt you from having to pay the fine and hire the insurance and pay it. You think it's worth taking a chance?
In certain cases, they may even immobilise the vehicle.
The worst thing, anyway, is that you have an accident. guilty and you must assume the repair or compensation injury to the opposite vehicle.
Now that you know how easy it is to get caught driving without insurance, are you really gonna risk it? In inXur we have the best insurance that suits your true needs.
In inXur we will explain everything about you Policy, so you have all the information and you can always make the best decision that suits your needs and those in your pocket.
Remember, if you prefer, you can also contact us on the phone by calling us on 911982330, sending us a Whatsapp to 660839546 or sending an email to clientes@inxur.com.
Our working hours are from Monday to Friday from 9.30 a.m. to 6.30 p.m. If you contact us outside this schedule, we will manage your application as soon as possible on the next working day.