I don't know if you know, but Social Security does not cover traffic accidents. Lógicamente, si tienes un accidente, necesitas asistencia médica y vas a la sanidad pública, te van a atender con lo que necesites. Pero luego, ellos no se harán cargo de la factura, sino que se la pasarán a la insurance que deba pagarla (si es que existe) y en el caso de que no la haya o no la localicen, te la cobrarán a ti.
Te puedes encontrar con tener que pagar una factura de la Seguridad Social con un importe muy alto, que haga que tus finanzas tiemblen. Por eso, es importante entender cómo funciona la asistencia médica en caso de accidente y qué coverage tienes que tener contratada. Te lo contamos todo en este artículo.
Social security does not cover road accidents
Now that you know that social security does not cover traffic accidents, you need to understand what happens to those bills and what coverage you can get to not have to pay those Social Security medical bills.
1. You have an accident while you're driving and it's not your fault.
If you go with you car, motorbike, van ... and you have an accident with another vehicle, but it's not your fault, if you need medical assistance, será la aseguradora del vehículo guilty quien tenga que pagar las facturas por tu asistencia médica.
2. You have an accident while you're driving and it's your fault.
In this case, the opposite insurer will not pay your medical bill. If you have hired the driver's insurance in the Policy de tu vehículo, tu aseguradora pagará tus facturas médicas a consecuencia del accidente. Ahora bien, si no tienes contratada esta cobertura y eres el driver culpable, te van a reclamar la factura médica a ti porque la aseguradora no va a pagarla.
3. You have an accident as a passenger or occupant.
Si vas de occupant en el vehículo y no eres tú quien conduce, se te considera un third and the Sure. of Civil liability del vehículo culpable se hará cargo de pagar tu asistencia médica. A passenger will never have to pay the medical bill, as it is covered in the vehicle policy, even if there is no policy, will intervene the Insurance Compensation Consortium.
Now you know how medical care works in traffic accidents. Social security does not cover traffic accidents, but it can be covered by coverage such as Civil Responsibility or driver insurance, as we have explained.
If you need it, contact us.
In inXur we will explain everything about you Policy And you premium, so you have all the information and you can always make the best decision that suits your needs and those in your pocket.
Remember, if you prefer, you can also contact us on the phone by calling us on 911982330, sending us a Whatsapp to 660839546 or sending an email to clientes@inxur.com.
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