The most who has ever received a fine notice. And maybe you've thought about what to do with that fine, pay it with the discount or claim it? What you must know before anything is that the right to discount on fines is lost when claiming, simply by making an appeal and making claims. For this reason, you must think very well of whether it is worth it or not to claim the fine. In this article we will tell you everything you must know.
Discount on fines
In the DGT fines and most of the traffic fines imposed by the city council there is usually a 50% discount for early payment.
In the case of the DGT fine, there is a voluntary period of 20 calendar days from the date of receipt of the notification to pay or appeal if the penalty is not in conformity.
If the fine is paid during the voluntary 20-day period, you benefit from 50% reduction of the amount of the same. However, if you submit allegations and therefore appeal, it is lost the right to a 50% fine discount.
Appeals and allegations
As we just saw, the right to a discount on fines is lost at the time you claim, i.e. if you file appeals or claims.
This means it's worth a lot to ask before you claim the fine. if you really have compelling reasons to argue and claim and there is a real possibility that they will give you reason. If so, you can appeal and raise the allegations, knowing that If you're not right, you'll have lost the discount and you'll have to pay 100% of the penalty.. On the other side of the coin, if you're right, you won't have to pay the fine, which otherwise would have paid 50% with the discount.
Fines
Beyond the discount on fines and we think you should have all the information, we remind you that the coverage of fines is a regular coverage in vehicle insurance (car, motorbike, fleets, caravan, van etc.).
You insurance can advise you when you receive a fine and inform yourself about the possibilities of pleading and winning the claim or that, on the contrary, they do not take away the fine and you have to pay it at 100% without the right to a discount on fines. More so, many insurers are also in charge of preparing and submitting your appeal, so you only have to provide them with the documentation, information and evidence you have and they are responsible for managing your complaint to the DGT, the City Council or whoever it is.
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