¿Cubren a terceros los seguros de accidentes en circuito,?

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Lo primero que debemos recordar es que si tenemos un accidente en circuito, mientras rodamos o entrenamos, la Seguridad Social no nos cubrirá y tendremos que pagar la factura médica. Estamos hablando de mucho dinero, ya que simplemente con un traslado en ambulancia, una consulta, radiografía y escayola rondarán los 1.000€. En el caso de que, además, necesites hospitalización o intervención quirúrgica, multiplícalo fácilmente por cinco o por seis.
Ahora que tenemos bien claro que necesitamos un seguro de salud, una de las dudas que surgen cuando te sacas un seguro de accidentes en circuito por primera vez es si con esa póliza se cubren los daños que se causen a un tercero.

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La Seguridad Social no nos cubrirá y tendremos que pagar la factura médica

[/fusion_title][fusion_text columns=»» column_min_width=»» column_spacing=»» rule_style=»default» rule_size=»» rule_color=»» content_alignment_medium=»» content_alignment_small=»» content_alignment=»» hide_on_mobile=»small-visibility,medium-visibility,large-visibility» sticky_display=»normal,sticky» class=»box-texto» id=»» font_size=»» fusion_font_family_text_font=»» fusion_font_variant_text_font=»» line_height=»» letter_spacing=»» text_color=»» animation_type=»» animation_direction=»left» animation_speed=»0.3″ animation_offset=»»]

Lo primero que debemos recordar es que si tenemos un accidente en circuito, mientras rodamos o entrenamos, la Seguridad Social no nos cubrirá y tendremos que pagar la factura médica. Estamos hablando de mucho dinero, ya que simplemente con un traslado en ambulancia, una consulta, radiografía y escayola rondarán los 1.000€. En el caso de que, además, necesites hospitalización o intervención quirúrgica, multiplícalo fácilmente por cinco o por seis. 

Ahora que tenemos bien claro que necesitamos un seguro de salud, una de las dudas que surgen cuando te sacas un seguro de accidentes en circuito por primera vez es si con esa póliza se cubren los daños que se causen a un tercero.

[/fusion_text][/fusion_builder_column][fusion_builder_column type=»1_3″ layout=»1_3″ last=»true» spacing=»0″ center_content=»yes» hide_on_mobile=»small-visibility,medium-visibility,large-visibility» background_color=»» background_image=»» background_repeat=»no-repeat» background_position=»left top» hover_type=»none» link=»» border_position=»all» border_color=»» border_style=»solid» padding_top=»0px» padding_right=»20px» padding_bottom=»0px» padding_left=»20px» margin_top=»0px» margin_bottom=»0px» animation_type=»slide» animation_direction=»right» animation_speed=»0.2″ animation_offset=»» class=»» id=»» min_height=»» first=»false» border_radius_top_left=»0″ border_radius_top_right=»0″ border_radius_bottom_right=»0″ border_radius_bottom_left=»0″ box_shadow=»no» box_shadow_vertical=»1″ box_shadow_color=»#e8e8e8″ box_shadow_blur=»66″ box_shadow_spread=»-5″ box_shadow_horizontal=»1″ align_content=»center» border_sizes_top=»0px» border_sizes_bottom=»0px» border_sizes_left=»0px» border_sizes_right=»0px» spacing_left=»0″][fusion_imageframe image_id=»9041|full» max_width=»400px» sticky_max_width=»» style_type=»» blur=»» stylecolor=»» hover_type=»none» bordersize=»» bordercolor=»» borderradius=»» align_medium=»none» align_small=»none» align=»center» margin_top=»» margin_right=»» margin_bottom=»» margin_left=»» lightbox=»no» gallery_id=»» lightbox_image=»» lightbox_image_id=»» alt=»» link=»» linktarget=»_self» hide_on_mobile=»small-visibility,medium-visibility,large-visibility» sticky_display=»normal,sticky» class=»imagen-degradado» id=»» animation_type=»» animation_direction=»left» animation_speed=»0.3″ animation_offset=»» filter_hue=»0″ filter_saturation=»100″ filter_brightness=»100″ filter_contrast=»100″ filter_invert=»0″ filter_sepia=»0″ filter_opacity=»100″ filter_blur=»0″ filter_hue_hover=»0″ filter_saturation_hover=»100″ filter_brightness_hover=»100″ filter_contrast_hover=»100″ filter_invert_hover=»0″ filter_sepia_hover=»0″ filter_opacity_hover=»100″ filter_blur_hover=»0″]https://inxur.com/wp-content/uploads/2021/03/bigstock-Muddy-Motocross-Racer-1660651.jpg[/fusion_imageframe][/fusion_builder_column][/fusion_builder_row][/fusion_builder_container][fusion_builder_container background_color=»rgba(202,202,202,0.25)» background_parallax=»none» enable_mobile=»no» parallax_speed=»0.3″ background_repeat=»no-repeat» background_position=»left top» video_aspect_ratio=»16:9″ video_mute=»yes» video_loop=»yes» fade=»no» border_style=»solid» hundred_percent=»yes» equal_height_columns=»no» hide_on_mobile=»no» admin_toggled=»no» admin_label=»nuestrapromesa» border_sizes_top=»0px» border_sizes_bottom=»0px» border_sizes_left=»0px» border_sizes_right=»0px» flex_column_spacing=»0px» type=»flex» hundred_percent_height_scroll=»yes» hundred_percent_height=»yes» align_content=»center» background_blend_mode=»overlay» menu_anchor=»promesa»][fusion_builder_row][fusion_builder_column type=»1_1″ layout=»2_3″ last=»true» spacing=»yes» center_content=»yes» hide_on_mobile=»no» background_color=»» background_image=»» background_repeat=»no-repeat» background_position=»left top» hover_type=»none» link=»» border_position=»all» border_color=»» border_style=»solid» padding_top=»0px» padding_right=»» padding_bottom=»» padding_left=»» margin_top=»» margin_bottom=»0px» animation_type=»0″ animation_direction=»down» animation_speed=»0.1″ animation_offset=»» class=»» id=»» min_height=»» first=»true» border_sizes_top=»0px» border_sizes_bottom=»0px» border_sizes_left=»0px» border_sizes_right=»0px» align_content=»center» align_self=»center» content_layout=»column» content_wrap=»wrap»][fusion_title title_type=»text» rotation_effect=»bounceIn» display_time=»1200″ highlight_effect=»circle» loop_animation=»off» highlight_width=»9″ highlight_top_margin=»0″ before_text=»» rotation_text=»» highlight_text=»» after_text=»» hide_on_mobile=»small-visibility,medium-visibility,large-visibility» sticky_display=»normal,sticky» class=»» id=»» content_align_medium=»» content_align_small=»» content_align=»left» size=»2″ font_size=»» animated_font_size=»» fusion_font_family_title_font=»» fusion_font_variant_title_font=»» line_height=»» letter_spacing=»» text_shadow=»no» text_shadow_vertical=»» text_shadow_horizontal=»» text_shadow_blur=»0″ text_shadow_color=»» margin_top_medium=»» margin_bottom_medium=»» margin_top_small=»» margin_bottom_small=»» margin_top=»» margin_bottom=»» margin_top_mobile=»» margin_bottom_mobile=»» text_color=»» animated_text_color=»» highlight_color=»» style_type=»default» sep_color=»» animation_type=»» animation_direction=»left» animation_speed=»0.3″ animation_offset=»»]

Los seguros de accidentes en circuito no cubren a terceros 

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El seguro de accidentes en circuito cubre únicamente los daños físicos que sufre el piloto. Recuerda que para que cubra esos daños físicos el accidente debe producirse dentro de un circuito cerrado (nada de descampados, parkings o calles de polígono) durante una rodada o un entrenamiento, no durante una carrera. 

Por lo tanto, en ningún caso cubren los daños que podamos producir a un tercero. Si en nuestra caída se ve involucrado otro piloto, será el seguro de accidentes de ese piloto quien correrá con los gastos de asistencia sanitaria a consecuencia del accidente. 

Ni siquiera cubren, en el caso de los coches, los daños del copiloto. Y mucho menos, en las motos, si llevas a alguien de paquete. 

[/fusion_text][fusion_button link=»conocenos/» text_transform=»» title=»» target=»_self» link_attributes=»» alignment=»center» modal=»» color=»custom» button_gradient_top_color=»rgba(235,30,37,0.8)» button_gradient_bottom_color=»rgba(235,30,37,0.8)» button_gradient_top_color_hover=»#eb1e25″ button_gradient_bottom_color_hover=»#eb1e25″ accent_color=»» accent_hover_color=»» type=»» bevel_color=»» border_width=»3″ border_radius=»18″ border_color=»» border_hover_color=»» size=»xlarge» stretch=»no» icon=»» icon_position=»left» icon_divider=»no» animation_type=»» animation_direction=»left» animation_speed=»0.3″ animation_offset=»» hide_on_mobile=»small-visibility,medium-visibility,large-visibility» class=»» id=»»]Conócenos[/fusion_button][/fusion_builder_column][/fusion_builder_row][/fusion_builder_container]

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